Picked SWRD.AS (88%) for broad, stable MSCI World coverage; EMIM.AS (12%) adds growth from emerging markets. The 88/12 split keeps risk lower, with most in developed markets, but still enough emerging for upside. Simple, global. expect to hold for 7-9 years
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IWDA.AS iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 88.0% | 0.2% |
EMIM.AS iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 12.0% | 0.18% |
| Total | 100.0% | 0.20% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.4% | +1.8% | -5.4% | +8.9% | +5.8% | +1.5% | -1.6% | +2.4% | +0.1% | - | - | - | +14.9% |
| 2025 | +3.6% | -2.3% | -7.3% | -3.9% | +6.2% | +1.2% | +4.7% | -0.3% | +2.9% | +4.4% | -0.6% | +0.2% | +8.3% |
| 2024 | +3.2% | +3.7% | +3.6% | -1.7% | +1.0% | +5.0% | +0.2% | -0.5% | +1.8% | +0.9% | +6.7% | -0.5% | +25.7% |
| 2023 | +5.4% | +0.1% | +0.2% | -0.0% | +2.3% | +3.7% | +2.6% | -1.0% | -1.4% | -3.5% | +5.7% | +3.5% | +18.5% |
| 2022 | -4.5% | -2.2% | +4.2% | -2.4% | -3.3% | -6.1% | +9.3% | -1.7% | -5.8% | +3.5% | +1.3% | -5.8% | -13.8% |
| 2021 | +1.0% | +2.9% | +5.7% | +1.7% | -0.2% | +4.6% | +1.1% | +2.8% | -1.8% | +4.7% | +0.5% | +3.4% | +29.6% |
| 2020 | +0.4% | -8.2% | -11.3% | +9.4% | +2.1% | +2.4% | +0.1% | +5.3% | -0.9% | -2.1% | +9.2% | +2.1% | +6.5% |
| 2019 | +7.5% | +3.5% | +2.5% | +3.5% | -5.0% | +3.9% | +3.3% | -1.9% | +3.3% | +0.0% | +4.1% | +1.2% | +28.3% |
| 2018 | +1.9% | -2.0% | -3.3% | +3.4% | +3.2% | -0.3% | +2.5% | +1.5% | +0.6% | -5.1% | +0.9% | -7.4% | -4.8% |
| 2017 | -0.1% | +5.0% | +0.7% | -0.6% | -1.0% | -0.9% | -0.5% | -0.5% | +2.6% | +3.8% | -0.5% | +1.0% | +9.1% |
| 2016 | -6.4% | +0.3% | +1.9% | +0.1% | +3.5% | -0.4% | +4.0% | +0.5% | +0.3% | +0.7% | +4.5% | +2.1% | +11.1% |
| 2015 | +5.3% | +6.2% | +2.9% | -1.1% | +1.3% | -3.8% | +2.0% | -8.4% | -3.3% | +9.3% | +3.6% | -4.5% | +8.5% |
| 2014 | - | - | - | - | - | -0.4% | +1.1% | +3.8% | +1.2% | +1.1% | +2.5% | +1.2% | +11.0% |
Global 88/12 Portfolio: MSCI World & MSCI Emerging markets returned +11.81% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.