HomePortfoliosFWRA / WEBN / SPYI / VWRL

FWRA / WEBN / SPYI / VWRL

Optimize FIRE Projection
None Rebalancing
EUR
Moderate Risk
Multi-currency
2.2yr backtest

Performance Summary

Total Return+36.17%
Annualized Return+15.00%
Volatility+13.81%
Sharpe Ratio0.94
Max Drawdown+20.98%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
An equal-weighted ETF portfolio of four all-world funds offering 100% global equity exposure across developed and emerging markets for long-term growth.
AssetTypeAllocationTER
FWRA.LSE
Invesco FTSE All-World UCITS ETF AccIE000716YHJ7
ETF
25.0%0.15%
WEBN.XETRA
Amundi Prime All Country World UCITS ETF AccIE0003XJA0J9
ETF
25.0%0.07%
SPYI.XETRA
SPDR MSCI All Country World Investable Market UCITS ETF (Acc)IE00B3YLTY66
ETF
25.0%0.17%
VWRL.LSE
Vanguard FTSE All-World UCITS ETF (USD) DistributingIE00B3RBWM25
ETF
25.0%0.14%
Total100.0%0.13%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €13,617.42
Histogram of Monthly Returns
The portfolio had a positive return during 19 of the 28 months (68%)
Monthly Returns Heatmap
Best month: +8.8% • Worst month: -7.4% • Best year: 2026 (+14.9%) • Worst year: 2024 (+8.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.0%+2.2%-5.6%+8.8%+6.0%+1.3%-1.5%+2.8%-0.3%---+14.9%
2025+3.9%-2.3%-7.4%-3.8%+6.1%+0.9%+4.6%+0.1%+2.8%+4.4%-0.4%+0.5%+8.8%
2024-----+0.5%+0.3%-0.5%+1.7%+0.9%+6.5%-0.7%+8.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +20.98% • The longest drawdown period lasted for 7 months and was between February 2025 and September 2025. It reached a trough of -21.0%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (25.0% of total allocation)

Total Dividends Received

99.44

9 payments

Dividend Yield

0.40%

(annualized)

Avg Per Payment

11.05

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
202624.90
202541.78
202432.76
Total99.44

Detailed Metrics

Returns
Total Return
+36.17%
Annualized Return
+15.00%
Avg Monthly Return
+1.17%
Risk
Volatility (Annual)
+13.81%
Max Drawdown
+20.98%
Positive Months
68%
Average Drawdown
-3.3%
Risk-Adjusted
Sharpe Ratio
0.94
Risk-free rate: 2.0%
Sortino Ratio
0.88
Downside risk adjusted
Return/Volatility
1.09
Calmar Ratio
0.71
Return/Max Drawdown
Ulcer Index
4.63
Drawdown depth & duration
Martin Ratio
0.03
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
13,617.42
Backtest Period
2024-06-26 to 2026-09-11
2.2 years
Rebalancing
none
Base Currency
EUR
FWRA / WEBN / SPYI / VWRL | +15.0% CAGR | ETF Backtest