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Fondo diversificado

Created byuser-7bqkr2
Optimize
None Rebalancing
EUR
Moderate Risk
Multi-currency
7.8yr backtest

Performance Summary

Total Return+161.54%
Annualized Return+13.05%
Volatility+12.91%
Sharpe Ratio0.86
Max Drawdown+25.65%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Precious Metals 20.0%
Holdings Details
Diversified global ETF portfolio with 80% equities across US, Europe, Asia, Latin America and 20% gold for balanced growth and stability.
AssetTypeAllocationTER
FVSJ.F
Franklin FTSE Asia ex China ex Japan UCITS ETF • IE00BFWXDV39
ETF
30.0%0.14%
CSPX.LSE
iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087
ETF
30.0%0.07%
IGLN.LSE
iShares Physical Gold ETC • IE00B4ND3602
ETF
20.0%0.12%
C50.PA
Amundi Core EURO STOXX 50 UCITS ETF EUR Acc • LU1681047236
ETF
15.0%0.09%
LTAM.AS
iShares MSCI EM Latin America UCITS ETF (Dist) • IE00B27YCK28
ETF
5.0%0.2%
Total100.0%0.11%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €26,154.31
Histogram of Monthly Returns
The portfolio had a positive return during 62 of the 95 months (65%)
Monthly Returns Heatmap
Best month: +8.7% • Worst month: -8.7% • Best year: 2024 (+23.8%) • Worst year: 2022 (-5.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+6.3%+5.1%-8.2%+7.1%+5.6%-1.2%-3.3%-----+10.8%
2025+4.5%-1.3%-3.1%-2.0%+3.7%+0.1%+3.0%+1.0%+5.6%+5.5%+1.1%+1.2%+20.4%
2024+2.2%+2.9%+4.9%-0.2%+0.4%+3.8%+0.5%+0.1%+2.0%+1.7%+2.8%+0.4%+23.8%
2023+5.0%-0.7%+2.1%-0.5%+1.6%+1.4%+2.6%-1.5%-1.3%-1.1%+4.3%+3.4%+16.3%
2022-1.8%-0.2%+3.4%-0.5%-2.5%-4.7%+5.3%-0.5%-4.7%+1.3%+2.7%-3.3%-5.8%
2021-0.0%+0.8%+5.3%+1.0%+1.9%+1.2%-0.1%+2.4%-1.3%+2.4%+1.2%+3.5%+19.7%
2020-0.5%-5.3%-8.7%+8.7%+0.7%+1.9%+1.4%+2.3%-1.7%-1.9%+4.3%+3.2%+3.3%
2019+5.9%+2.3%+1.4%+2.3%-3.5%+4.6%+2.2%-0.6%+2.1%+1.0%+1.1%+2.2%+22.7%
2018--------+0.0%-3.1%+1.5%-3.1%-4.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +25.65% • The longest drawdown period lasted for 1 year and 1 month and was between April 2022 and June 2023. It reached a trough of -9.8%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (5.0% of total allocation)

Total Dividends Received

€161.84

16 payments

Dividend Yield

0.13%

(annualized)

Avg Per Payment

€10.12

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€16.37
2025€22.54
2024€26.58
2023€26.35
2022€34.03
2021€12.07
2020€7.76
2019€12.15
2018€3.99
Total€161.84

Detailed Metrics

Returns
Total Return
+161.54%
Annualized Return
+13.05%
Avg Monthly Return
+1.06%
Risk
Volatility (Annual)
+12.91%
Max Drawdown
+25.65%
Positive Months
65%
Average Drawdown
-3.4%
Risk-Adjusted
Sharpe Ratio
0.86
Risk-free rate: 2.0%
Sortino Ratio
0.80
Downside risk adjusted
Return/Volatility
1.01
Calmar Ratio
0.51
Return/Max Drawdown
Ulcer Index
4.53
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€26,154.31
Backtest Period
2018-09-28 to 2026-07-31
7.8 years
Rebalancing
none
Base Currency
EUR