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FirstPortfolioWith_VDIV

Created byuser-y003q7
Annual Rebalancing
EUR
Moderate Risk
1.5yr backtest

Performance Summary

Total Return+31.40%
Annualized Return+19.50%
Volatility+14.20%
Sharpe Ratio1.23
Max Drawdown+18.12%

Holdings

Asset Allocation

Asset Class

Equity 75.0%Bonds 15.0%Real Estate 5.0%Precious Metals 5.0%
Holdings Details
A diversified ETF portfolio targeting global growth, income, and stability via semiconductors, dividends, bonds, and gold.
AssetTypeAllocationTER
VVSM.XETRA
VanEck Semiconductor UCITS ETF • IE00BMC38736
ETF
25.0%0.35%
VDIV.XETRA
VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594
ETF
20.0%0.38%
EQQB.XETRA
Invesco EQQQ Nasdaq-100 UCITS ETF Acc • IE00BFZXGZ54
ETF
10.0%0.3%
IS3N.XETRA
iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66
ETF
10.0%0.18%
WEXE.XETRA
Amundi MSCI World Ex USA UCITS ETF Acc • IE00085PWS28
ETF
10.0%0.15%
IQQ6.XETRA
iShares Developed Markets Property Yield UCITS ETF • IE00B1FZS350
ETF
5.0%0.59%
SGLD.AS
Invesco Physical Gold ETC • IE00B579F325
ETC
5.0%0.12%
SXRQ.XETRA
iShares Euro Government Bond 7-10yr UCITS ETF (Acc) • IE00B3VTN290
ETF
5.0%0.15%
IBCL.XETRA
iShares Euro Government Bond 15-30yr UCITS ETF (Dist) • IE00B1FZS913
ETF
5.0%0.15%
IUS5.XETRA
iShares Global Inflation Linked Government Bond UCITS ETF USD (Acc) • IE00B3B8PX14
ETF
5.0%0.2%
Total100.0%0.29%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €13,140.18
Histogram of Monthly Returns
The portfolio had a positive return during 12 of the 20 months (60%)
Monthly Returns Heatmap
Best month: +6.6% • Worst month: -5.5% • Best year: 2025 (+19.1%) • Worst year: 2024 (+4.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+6.5%+2.8%-5.3%+2.3%--------+6.1%
2025+3.6%-1.3%-5.5%-2.6%+5.7%+2.4%+3.4%-0.1%+5.0%+6.6%-0.3%+1.5%+19.1%
2024--------+1.1%-0.5%+3.4%-0.1%+4.0%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +18.12% • The longest drawdown period lasted for 5 months and was between February 2025 and July 2025. It reached a trough of -18.1%.

Dividend Income

Summary
This portfolio contains 3 distributing ETFs (30.0% of total allocation)

Total Dividends Received

€170.27

15 payments

Dividend Yield

0.99%

(annualized)

Avg Per Payment

€11.35

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€16.17
2025€125.42
2024€28.69
Total€170.27

Detailed Metrics

Returns
Total Return
+31.40%
Annualized Return
+19.50%
Avg Monthly Return
+1.43%
Risk
Volatility (Annual)
+14.20%
Max Drawdown
+18.12%
Positive Months
60%
Average Drawdown
-2.9%
Risk-Adjusted
Sharpe Ratio
1.23
Risk-free rate: 2.0%
Sortino Ratio
1.18
Downside risk adjusted
Return/Volatility
1.37
Calmar Ratio
1.08
Return/Max Drawdown
Ulcer Index
4.03
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€13,140.18
Backtest Period
2024-09-19 to 2026-04-02
1.5 years
Rebalancing
annual
Base Currency
EUR