FirstPortfolioV3.0_Volatile

Volatile

Holdings

Asset Allocation

Asset Class

Equity 75.0%Bonds 15.0%Real Estate 10.0%

Holdings Details

A volatile ETF portfolio with 65% semiconductors, plus global tech, European real estate, bonds, and emerging markets for aggressive growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
VVSM.XETRA VanEck Semiconductor UCITS ETF • IE00BMC38736	IE00BMC38736	Acc	ETF	65.0%	0.35%
XREA.XETRA Xtrackers FTSE Developed Europe Ex UK Property UCITS ETF 1C • IE00BP8FKB21	IE00BP8FKB21	Acc	ETF	5.0%	0.33%
EIBX.XETRA Invesco Euro Government Bond 7-10 Year UCITS ETF Dist • IE00BGJWWW40	IE00BGJWWW40	Dist	ETF	5.0%	0.1%
EQQQ.XETRA Invesco EQQQ Nasdaq-100 UCITS ETF • IE0032077012	IE0032077012	Dist	ETF	5.0%	0.3%
IS0L.XETRA iShares Germany Government Bond UCITS ETF (Dist) • IE00B5V94313	IE00B5V94313	Dist	ETF	5.0%	0.2%
D5BK.XETRA Xtrackers FTSE EPRA/NAREIT Developed Europe Real Estate UCITS ETF 1C • LU0489337690	LU0489337690	Acc	ETF	5.0%	0.33%
IUS5.XETRA iShares Global Inflation Linked Government Bond UCITS ETF USD (Acc) • IE00B3B8PX14	IE00B3B8PX14	Acc	ETF	5.0%	0.2%
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66	IE00BKM4GZ66	Acc	ETF	5.0%	0.18%
Total		Total			100.0%	0.31%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €24,805.23

Histogram of Monthly Returns

The portfolio had a positive return during 41 of the 65 months (63%)

Monthly Returns Heatmap

Best month: +14.7% • Worst month: -11.4% • Best year: 2023 (+50.5%) • Worst year: 2022 (-29.8%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+11.0%	+0.4%	-7.2%	+4.1%	-	-	-	-	-	-	-	-	+7.6%
2025	+2.8%	-5.4%	-9.6%	-2.5%	+9.5%	+7.6%	+3.8%	-1.5%	+8.3%	+11.3%	-2.6%	+1.8%	+23.4%
2024	+3.6%	+7.1%	+5.0%	-2.8%	+4.1%	+8.5%	-5.8%	-2.3%	+1.5%	-1.9%	+3.0%	+1.6%	+22.6%
2023	+11.5%	+2.0%	+4.6%	-5.4%	+14.7%	+2.1%	+3.3%	-1.6%	-3.4%	-4.0%	+10.8%	+9.3%	+50.5%
2022	-9.2%	-1.0%	+1.6%	-7.4%	-1.0%	-11.4%	+12.9%	-6.6%	-9.3%	+0.3%	+6.5%	-7.4%	-29.8%
2021	+4.7%	+2.5%	+3.6%	-0.2%	+0.5%	+6.3%	+1.0%	+3.5%	-3.0%	+4.5%	+10.3%	+2.5%	+41.9%
2020	-	-	-	-	-	-	-	-	-	-	-	+1.6%	+1.6%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +33.03% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -33.0%.

Dividend Income

Summary

This portfolio contains 3 distributing ETFs (15.0% of total allocation)

Total Dividends Received

€124.35

41 payments

Dividend Yield

0.15%

(annualized)

Avg Per Payment

€3.03

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€9.47	0.04%	2
2025	€50.53	0.26%	10
2024	€40.92	0.23%	10
2023	€17.49	0.14%	9
2022	€3.62	0.03%	5
2021	€1.78	0.01%	4
2020	€0.55	0.01%	1
Total	€124.35	0.15%	41

Detailed Metrics

Returns

Total Return

+148.05%

Annualized Return

+18.59%

Avg Monthly Return

+1.58%

Risk

Volatility (Annual)

+22.30%

Max Drawdown

+33.03%

Positive Months

63%

Average Drawdown

-10.0%

Risk-Adjusted

Sharpe Ratio

0.74

Risk-free rate: 2.0%

Sortino Ratio

0.73

Downside risk adjusted

Return/Volatility

0.83

Calmar Ratio

0.56

Return/Max Drawdown

Ulcer Index

12.32

Drawdown depth & duration

Martin Ratio

0.01

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€24,805.23

Backtest Period

2020-12-03 to 2026-04-02
5.3 years

Rebalancing

annual

Base Currency

EUR

Performance Summary

Holdings

Performance

Dividend Income

Detailed Metrics