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FirstPortfolio

Safe Portfolio with a lot of Diversifications, has Equity, Bonds (short, long), Gold, Real Estate, MSCI, US and rest of the world. Volatile strategy WEXE - MSCI not technical and doesnt include US for diversification IS3N- MSCI No Europe and no US and not Technical VVSM - Sustainability and includes also small companies

Annual Rebalancing
EUR
Moderate Risk
1.5yr backtest

Performance Summary

Total Return+34.62%
Annualized Return+21.40%
Volatility+19.14%
Sharpe Ratio1.01
Max Drawdown+22.64%

Holdings

Asset Allocation

Asset Class

Equity 75.0%Bonds 15.0%Real Estate 5.0%Precious Metals 5.0%
Holdings Details
Diversified ETF portfolio blending global equities, bonds, gold, and real estate for a balanced, volatile strategy across major markets and asset classes.
AssetTypeAllocationTER
VVSM.XETRA
VanEck Semiconductor UCITS ETFIE00BMC38736
ETF
45.0%0.35%
WEXE.XETRA
Amundi MSCI World Ex USA UCITS ETF AccIE00085PWS28
ETF
10.0%0.15%
EQQB.XETRA
Invesco EQQQ Nasdaq-100 UCITS ETF AccIE00BFZXGZ54
ETF
10.0%0.3%
IS3N.XETRA
iShares Core MSCI Emerging Markets IMI UCITSIE00BKM4GZ66
ETF
10.0%0.18%
IUS5.XETRA
iShares Global Inflation Linked Government Bond UCITS ETF USD (Acc)IE00B3B8PX14
ETF
5.0%0.2%
IQQ6.XETRA
iShares Developed Markets Property Yield UCITS ETFIE00B1FZS350
ETF
5.0%0.59%
SGLD.AS
Invesco Physical Gold ETCIE00B579F325
ETC
5.0%0.12%
SXRQ.XETRA
iShares Euro Government Bond 7-10yr UCITS ETF (Acc)IE00B3VTN290
ETF
5.0%0.15%
IBCL.XETRA
iShares Euro Government Bond 15-30yr UCITS ETF (Dist)IE00B1FZS913
ETF
5.0%0.15%
Total100.0%0.28%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €13,461.6
Histogram of Monthly Returns
The portfolio had a positive return during 13 of the 20 months (65%)
Monthly Returns Heatmap
Best month: +9.4% • Worst month: -7.8% • Best year: 2025 (+20.9%) • Worst year: 2024 (+4.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+9.0%+1.3%-6.7%+3.3%--------+6.4%
2025+3.0%-3.7%-7.8%-2.8%+7.6%+5.0%+4.0%-0.9%+7.3%+9.4%-1.8%+1.4%+20.9%
2024--------+1.3%-0.8%+3.4%+0.7%+4.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +22.64% • The longest drawdown period lasted for 7 months and was between January 2025 and September 2025. It reached a trough of -22.6%.

Dividend Income

Summary
This portfolio contains 2 distributing ETFs (10.0% of total allocation)

Total Dividends Received

52.13

9 payments

Dividend Yield

0.30%

(annualized)

Avg Per Payment

5.79

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
20265.43
202535.24
202411.47
Total52.13

Detailed Metrics

Returns
Total Return
+34.62%
Annualized Return
+21.40%
Avg Monthly Return
+1.61%
Risk
Volatility (Annual)
+19.14%
Max Drawdown
+22.64%
Positive Months
65%
Average Drawdown
-4.3%
Risk-Adjusted
Sharpe Ratio
1.01
Risk-free rate: 2.0%
Sortino Ratio
0.99
Downside risk adjusted
Return/Volatility
1.12
Calmar Ratio
0.95
Return/Max Drawdown
Ulcer Index
5.88
Drawdown depth & duration
Martin Ratio
0.03
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
13,461.6
Backtest Period
2024-09-19 to 2026-04-02
1.5 years
Rebalancing
annual
Base Currency
EUR