HomePortfoliosFinizens Cartera Fondos Agresivo 6

Finizens Cartera Fondos Agresivo 6

Replicating the Finizens Roboadvisor Aggressive Mutual Fund Portfolio, 100% global equity for medium to long term investing.

Optimize FIRE Projection
Annual Rebalancing
EUR
Moderate Risk
12.5yr backtest

Performance Summary

Total Return+282.40%
Annualized Return+11.30%
Volatility+13.79%
Sharpe Ratio0.67
Max Drawdown+33.73%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Explore a globally diversified ETF portfolio of 100% equities, designed for aggressive growth and annually rebalanced for long-term investors.
AssetTypeAllocationTER
IE00BFPM9V94
Vanguard U.S. 500 Stock Index Fund Institutional Plus EUR AccIE00BFPM9V94
FUND
41.0%0.06%
IE00BFPM9L96
Vanguard European Stock Index Fund Institutional Plus EUR AccIE00BFPM9L96
FUND
25.0%0.08%
IE00BFPM9J74
Vanguard Emerging Markets Stock Index Fund Institutional Plus EUR AccIE00BFPM9J74
FUND
16.0%0.16%
IE00BFRTDD83
Vanguard Global Small-Cap Index Fund Institutional Plus EUR AccIE00BFRTDD83
FUND
8.0%0.12%
IE00BGCC5G60
Vanguard Pacific ex-Japan Stock Index Fund Institutional Plus EUR AccIE00BGCC5G60
FUND
5.0%0.1%
IE00BFPM9P35
Vanguard Japan Stock Index Fund Institutional Plus EUR AccIE00BFPM9P35
FUND
5.0%0.06%
Total100.0%0.09%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €38,240.33
Histogram of Monthly Returns
The portfolio had a positive return during 100 of the 152 months (66%)
Monthly Returns Heatmap
Best month: +10.3% • Worst month: -14.1% • Best year: 2019 (+27.8%) • Worst year: 2022 (-11.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.9%+3.3%-6.2%+7.9%+5.6%+1.6%-0.6%+1.6%-1.0%---+15.3%
2025+3.3%+0.0%-6.3%-3.4%+5.4%+0.7%+3.3%+0.6%+3.0%+3.8%-0.5%+0.5%+10.4%
2024+1.4%+4.2%+3.3%-1.8%+2.4%+2.7%+0.9%+0.2%+1.6%-0.4%+5.1%-0.5%+20.6%
2023+5.6%-0.5%+0.1%-0.1%+1.5%+3.0%+2.7%-1.8%-1.7%-3.2%+5.6%+3.8%+15.6%
2022-3.3%-2.6%+2.6%-2.2%-1.1%-6.3%+8.8%-2.3%-7.3%+4.5%+4.6%-6.3%-11.8%
2021+0.5%+2.6%+5.9%+1.8%+0.3%+3.7%+0.3%+2.9%-2.4%+4.8%-0.3%+3.4%+25.8%
2020-0.5%-7.3%-14.1%+10.3%+2.5%+2.5%-0.2%+4.3%-1.2%-1.6%+9.6%+2.6%+4.5%
2019+7.3%+3.5%+2.4%+3.7%-5.5%+4.3%+2.2%-1.5%+3.1%+0.6%+3.4%+2.0%+27.8%
2018+1.8%-2.1%-2.9%+2.8%+3.3%-0.9%+2.8%+0.9%+0.3%-5.4%+1.6%-7.6%-5.9%
2017+0.4%+4.5%+0.9%+0.1%-0.8%-1.0%-0.3%-0.4%+2.5%+3.6%-0.6%+1.0%+10.1%
2016-5.8%-1.1%+2.9%+0.8%+2.8%-0.4%+3.8%+0.9%-0.2%+0.6%+3.7%+2.8%+11.0%
2015+6.0%+6.0%+2.8%-1.1%+1.9%-3.9%+1.3%-8.3%-3.2%+8.8%+3.6%-4.5%+8.3%
2014--0.5%+0.8%+0.2%+3.8%+1.5%+1.0%+3.8%+0.4%+1.7%+1.9%+0.9%+16.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +33.73% • The longest drawdown period lasted for 1 year and 11 months and was between January 2022 and December 2023. It reached a trough of -15.5%.
When could this portfolio get you to financial independence?

Finizens Cartera Fondos Agresivo 6 returned +11.30% a year over the 13 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+282.40%
Annualized Return
+11.30%
Avg Monthly Return
+0.95%
Risk
Volatility (Annual)
+13.79%
Max Drawdown
+33.73%
Positive Months
66%
Average Drawdown
-5.1%
Risk-Adjusted
Sharpe Ratio
0.67
Risk-free rate: 2.0%
Sortino Ratio
0.61
Downside risk adjusted
Return/Volatility
0.82
Calmar Ratio
0.34
Return/Max Drawdown
Ulcer Index
6.76
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
38,240.33
Backtest Period
2014-02-27 to 2026-09-10
12.5 years
Rebalancing
annual
Base Currency
EUR