HomePortfoliosFINECO SWDA+MEUD+EM

FINECO SWDA+MEUD+EM

Optimize FIRE Projection
Annual Rebalancing
EUR
Moderate Risk
Multi-currency
9.2yr backtest

Performance Summary

Total Return+104.74%
Annualized Return+8.09%
Volatility+10.78%
Sharpe Ratio0.57
Max Drawdown+24.32%

Holdings

Asset Allocation

Asset Class

Equity 70.0%Bonds 30.0%
Holdings Details
Diversified ETF portfolio with 70% global and European equities plus 30% short-term euro government bonds for balanced long-term growth.
AssetTypeAllocationTER
SWDA.SW
iShares Core MSCI World UCITS ETF USD (Acc)IE00B4L5Y983
ETF
50.0%0.2%
DBXP.XETRA
Xtrackers Eurozone Government Bond 1-3 UCITS ETF 1CLU0290356871
ETF
30.0%0.1%
MEUD.PA
Amundi Core Stoxx Europe 600 UCITS ETF AccLU0908500753
ETF
10.0%0.07%
XMME.XETRA
Xtrackers MSCI Emerging Markets UCITS ETF 1CIE00BTJRMP35
ETF
10.0%0.18%
Total100.0%0.15%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €20,473.51
Histogram of Monthly Returns
The portfolio had a positive return during 72 of the 112 months (64%)
Monthly Returns Heatmap
Best month: +6.3% • Worst month: -8.4% • Best year: 2019 (+20.3%) • Worst year: 2022 (-10.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.0%+2.1%-4.8%+6.3%+4.2%+1.1%-1.2%+1.6%-0.1%---+10.4%
2025+3.2%-0.8%-4.6%-2.1%+3.9%+0.4%+2.5%+0.7%+2.0%+2.9%-0.1%+0.5%+8.5%
2024+2.0%+2.2%+2.8%-1.0%+0.9%+3.0%+0.5%+0.0%+1.4%-0.1%+4.3%-0.5%+16.4%
2023+4.2%+0.0%+0.4%+0.2%+0.8%+2.5%+2.2%-1.0%-1.2%-2.5%+4.5%+2.9%+13.4%
2022-3.0%-1.5%+1.9%-1.6%-2.1%-4.5%+6.0%-1.5%-4.7%+2.3%+1.3%-3.6%-10.7%
2021+0.4%+2.0%+3.8%+1.2%+0.4%+2.7%+0.6%+2.0%-1.5%+3.1%-0.0%+2.7%+18.6%
2020-0.0%-5.8%-8.4%+5.8%+1.8%+1.7%-0.3%+3.7%-0.8%-1.7%+6.2%+2.4%+3.7%
2019+5.6%+2.5%+1.6%+2.6%-3.6%+2.9%+2.3%-1.9%+2.6%+0.3%+2.9%+1.3%+20.3%
2018+0.7%-1.4%-2.4%+3.2%+1.1%+0.3%+1.4%+0.0%+0.5%-4.0%+0.9%-5.0%-4.9%
2017------1.3%-0.1%-0.1%+1.8%+2.5%-0.5%+0.9%+3.1%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +24.32% • The longest drawdown period lasted for 1 year and 11 months and was between January 2022 and December 2023. It reached a trough of -12.5%.
When could this portfolio get you to financial independence?

FINECO SWDA+MEUD+EM returned +8.09% a year over the 9 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+104.74%
Annualized Return
+8.09%
Avg Monthly Return
+0.68%
Risk
Volatility (Annual)
+10.78%
Max Drawdown
+24.32%
Positive Months
64%
Average Drawdown
-3.6%
Risk-Adjusted
Sharpe Ratio
0.57
Risk-free rate: 2.0%
Sortino Ratio
0.52
Downside risk adjusted
Return/Volatility
0.75
Calmar Ratio
0.33
Return/Max Drawdown
Ulcer Index
4.82
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
20,473.51
Backtest Period
2017-06-26 to 2026-09-11
9.2 years
Rebalancing
annual
Base Currency
EUR
FINECO SWDA+MEUD+EM | +8.1% CAGR | ETF Backtest