Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SWDA.SW iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 66.0% | 0.2% |
ZPRV.XETRA SPDR MSCI USA Small Cap Value Weighted UCITS ETF • IE00BSPLC413 | ETF | 18.5% | 0.3% |
XDEM.XETRA Xtrackers MSCI World Momentum UCITS ETF 1C • IE00BL25JP72 | ETF | 9.5% | 0.25% |
EIMI.LSE iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 6.0% | 0.18% |
| Total | 100.0% | 0.22% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.7% | +2.6% | -5.3% | +9.4% | +5.3% | +2.9% | -2.0% | +1.8% | +0.0% | - | - | - | +15.8% |
| 2025 | +4.6% | -2.8% | -8.0% | -4.5% | +6.2% | +0.6% | +4.0% | +1.4% | +2.4% | +3.5% | +0.4% | +0.5% | +7.6% |
| 2024 | +3.0% | +3.5% | +4.1% | -2.3% | +1.2% | +4.1% | +1.4% | -0.9% | +1.6% | +1.0% | +7.9% | -2.1% | +24.5% |
| 2023 | +5.6% | +0.8% | -2.0% | -0.3% | +1.1% | +4.8% | +3.3% | -1.0% | -1.7% | -4.1% | +6.1% | +5.1% | +18.2% |
| 2022 | -5.2% | -0.5% | +4.0% | -2.3% | -3.1% | -6.6% | +9.8% | -0.8% | -6.1% | +5.2% | -0.3% | -5.6% | -12.2% |
| 2021 | +2.3% | +4.0% | +6.0% | +1.9% | -0.0% | +3.8% | +0.6% | +2.9% | -1.1% | +4.6% | +0.1% | +3.7% | +32.5% |
| 2020 | +0.0% | -9.0% | -13.8% | +10.5% | +2.8% | +2.1% | -0.7% | +6.6% | -1.7% | -1.6% | +10.1% | +3.5% | +6.1% |
| 2019 | +8.8% | +4.2% | +1.6% | +3.7% | -5.3% | +3.8% | +4.1% | -3.3% | +3.7% | -0.1% | +4.5% | +1.4% | +29.7% |
| 2018 | +0.3% | -1.5% | -3.8% | +5.2% | +3.9% | +0.9% | +1.5% | +1.8% | +0.3% | -5.9% | +0.9% | -9.0% | -6.3% |
| 2017 | -0.4% | +5.1% | -0.3% | -0.5% | -1.9% | -1.0% | -0.5% | -0.9% | +3.4% | +3.6% | -0.1% | +1.1% | +7.6% |
| 2016 | -9.2% | +2.0% | +3.2% | +2.3% | +1.5% | -1.8% | +5.9% | +0.2% | +0.2% | -0.3% | +6.9% | +3.1% | +13.7% |
| 2015 | - | +2.2% | +2.6% | -1.1% | +1.9% | -3.0% | +1.8% | -11.4% | -1.0% | +9.0% | +4.0% | -4.3% | -0.7% |
Factor small tilt returned +11.01% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.