Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
LYP6.XETRA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 30.0% | 0.07% |
AGGH.AS iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35 | ETF | 20.0% | 0.1% |
EUNL.XETRA iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 20.0% | 0.2% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 15.0% | 0.18% |
V3GF.XETRA Vanguard ESG Global Corporate Bond UCITS ETF EUR Hedged Accumulating • IE00BNDS1P30 | ETF | 10.0% | 0.15% |
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602 | ETF | 5.0% | 0.12% |
| Total | 100.0% | 0.13% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.8% | +2.8% | -5.9% | +5.2% | +3.5% | +0.9% | -1.4% | +1.6% | +0.4% | - | - | - | +10.0% |
| 2025 | +3.7% | +0.8% | -3.0% | -1.2% | +3.3% | +0.3% | +1.9% | +0.4% | +2.6% | +2.9% | +0.2% | +1.2% | +13.8% |
| 2024 | +0.8% | +1.6% | +3.1% | -0.8% | +1.4% | +1.7% | +1.1% | +0.5% | +1.5% | -1.1% | +2.4% | -0.8% | +12.0% |
| 2023 | +4.7% | -0.9% | +0.9% | +0.6% | -0.3% | +1.6% | +2.0% | -1.7% | -1.5% | -2.4% | +5.0% | +3.4% | +11.8% |
| 2022 | -2.8% | -2.1% | +0.7% | -1.6% | -1.6% | -5.0% | +5.5% | -2.6% | -5.6% | +1.8% | +4.4% | -2.9% | -11.8% |
| 2021 | - | - | - | - | - | - | +0.3% | +1.5% | -2.0% | +2.6% | -0.6% | +2.7% | +4.4% |
EU 2 returned +7.40% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.