HomePortfoliosETF-Portfolio
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None Rebalancing
CHF
Moderate Risk
4.4yr backtest

Performance Summary

Total Return+25.83%
Annualized Return+5.37%
Volatility+12.38%
Sharpe Ratio0.27
Max Drawdown+22.41%

Holdings

Asset Allocation

Asset Class

Equity 85.0%Precious Metals 10.0%Real Estate 5.0%
Holdings Details
Diversified Swiss ETF portfolio with global stocks, emerging markets, Swiss dividends, real estate, and gold for balanced growth.
AssetTypeAllocationTER
ACWIS.SW
UBS MSCI ACWI SF UCITS ETF hCHF accIE00BYM11L64
ETF
35.0%0.21%
CHDVD.SW
iShares Swiss Dividend (CH)CH0237935637
ETF
20.0%0.15%
SMMCHA.SW
UBS ETF (CH) SMIM (CHF) A-disCH0111762537
ETF
15.0%0.25%
EMMUSA.SW
UBS Core MSCI EM UCITS ETF USD disLU0480132876
ETF
15.0%0.15%
RGRTH.SW
Raiffeisen ETF Solid Gold Responsibly Sourced & Traceable H CHF (hedged)CH1122756732
ETF
10.0%0.3%
SRECHA.SW
UBS ETF (CH) SXI Real Estate Funds (CHF) A-disCH0105994401
ETF
5.0%0.25%
Total100.0%0.21%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €12,582.9
Histogram of Monthly Returns
The portfolio had a positive return during 34 of the 54 months (63%)
Monthly Returns Heatmap
Best month: +5.6% • Worst month: -8.0% • Best year: 2025 (+21.0%) • Worst year: 2022 (-16.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.6%+3.3%-8.0%+1.9%--------+0.3%
2025+4.7%+0.0%-0.9%-1.0%+3.4%+0.9%+1.6%+1.9%+2.3%+3.1%+1.6%+1.8%+21.0%
2024+0.8%+2.3%+4.2%-1.3%+2.3%+1.6%+1.9%+0.8%+1.8%-1.1%+0.9%-0.9%+13.9%
2023+5.6%-2.0%+2.1%+1.0%-1.2%+2.4%+2.2%-2.6%-2.4%-3.0%+5.3%+2.4%+9.5%
2022-4.1%-2.0%+1.9%-2.7%-2.2%-7.5%+4.5%-2.9%-7.3%+3.2%+4.3%-2.5%-16.8%
2021-----------3.8%+3.8%-0.1%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +22.41% • The longest drawdown period lasted for 2 years and 7 months and was between November 2021 and July 2024. It reached a trough of -22.4%.

Dividend Income

Summary
This portfolio contains 5 distributing ETFs (65.0% of total allocation)

Total Dividends Received

553.38

44 payments

Dividend Yield

1.27%

(annualized)

Avg Per Payment

12.58

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
202622.81
2025150.02
2024130.17
2023136.09
2022114.33
Total553.38

Detailed Metrics

Returns
Total Return
+25.83%
Annualized Return
+5.37%
Avg Monthly Return
+0.48%
Risk
Volatility (Annual)
+12.38%
Max Drawdown
+22.41%
Positive Months
63%
Average Drawdown
-7.7%
Risk-Adjusted
Sharpe Ratio
0.27
Risk-free rate: 2.0%
Sortino Ratio
0.25
Downside risk adjusted
Return/Volatility
0.43
Calmar Ratio
0.24
Return/Max Drawdown
Ulcer Index
9.40
Drawdown depth & duration
Martin Ratio
0.00
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
12,582.9
Backtest Period
2021-11-10 to 2026-04-02
4.4 years
Rebalancing
none
Base Currency
CHF