HomePortfoliosETF-OANA-30%oblig+70% act

ETF-OANA-30%oblig+70% act

creștere pe 10 ani, diversificare și protecție în perioadele dificile.

FIRE Projection
Annual Rebalancing
EUR
Moderate Risk
Multi-currency
1.8yr backtest

Performance Summary

Total Return+29.13%
Annualized Return+14.88%
Volatility+11.61%
Sharpe Ratio1.11
Max Drawdown+14.93%

Holdings

Asset Allocation

Asset Class

Equity 70.0%Bonds 30.0%
Holdings Details
Diversified ETF portfolio with 70% global equities and 30% bonds, targeting 10-year growth with stability through global stocks, corps and gold.
AssetTypeAllocationTER
VWCE.XETRA
Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80
ETF
48.0%0.19%
MTB.PA
Amundi Euro Government Bond 3-5Y UCITS ETF AccLU1650488494
ETF
12.0%0.15%
IG31.XETRA
iShares iBonds Dec 2031 Term EUR Corporate UCITS ETF EUR (Acc)IE000D9WMGF0
ETF
10.5%0.12%
SXR8.XETRA
iShares Core S&P 500 UCITS ETF USD (Acc)IE00B5BMR087
ETF
8.0%0.07%
IG32.XETRA
iShares iBonds Dec 2032 Term EUR Corporate UCITS ETF EUR (Acc)IE000I660ZF8
ETF
7.5%0.12%
VVSM.XETRA
VanEck Semiconductor UCITS ETFIE00BMC38736
ETF
6.0%0.35%
FGRD.LSE
First Trust Nasdaq Clean Edge Smart Grid Infrastructure UCITS ETF AccIE000J80JTL1
ETF
4.0%0.63%
IS0E.XETRA
iShares Gold Producers UCITS ETFIE00B6R52036
ETF
4.0%0.55%
Total100.0%0.20%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €12,913.04
Histogram of Monthly Returns
The portfolio had a positive return during 17 of the 23 months (74%)
Monthly Returns Heatmap
Best month: +7.8% • Worst month: -5.4% • Best year: 2026 (+13.3%) • Worst year: 2024 (+0.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.1%+2.1%-5.4%+7.8%+5.7%+1.6%-3.4%+2.3%+0.2%---+13.3%
2025+3.4%-1.8%-5.0%-1.9%+4.7%+1.3%+3.5%+0.5%+3.8%+3.5%+0.3%+0.7%+13.2%
2024----------+1.8%-1.0%+0.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +14.93% • The longest drawdown period lasted for 5 months and was between February 2025 and August 2025. It reached a trough of -14.9%.

Detailed Metrics

Returns
Total Return
+29.13%
Annualized Return
+14.88%
Avg Monthly Return
+1.17%
Risk
Volatility (Annual)
+11.61%
Max Drawdown
+14.93%
Positive Months
74%
Average Drawdown
-2.5%
Risk-Adjusted
Sharpe Ratio
1.11
Risk-free rate: 2.0%
Sortino Ratio
1.07
Downside risk adjusted
Return/Volatility
1.28
Calmar Ratio
1.00
Return/Max Drawdown
Ulcer Index
3.38
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
12,913.04
Backtest Period
2024-11-07 to 2026-09-11
1.8 years
Rebalancing
annual
Base Currency
EUR