Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
EUNL.XETRA iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 90.0% | 0.2% |
EIMI.LSE iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 10.0% | 0.18% |
| Total | 100.0% | 0.20% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.8% | +1.5% | -5.2% | +8.6% | +5.7% | +1.3% | -1.1% | +2.2% | +0.6% | - | - | - | +14.7% |
| 2025 | +4.3% | -2.4% | -7.6% | -3.9% | +6.3% | +1.0% | +4.7% | -0.3% | +2.7% | +4.4% | -0.4% | +0.3% | +8.4% |
| 2024 | +3.1% | +3.7% | +3.6% | -1.8% | +1.2% | +4.9% | +0.2% | -0.3% | +1.5% | +1.0% | +7.0% | -1.1% | +25.2% |
| 2023 | +5.0% | +0.3% | +0.2% | +0.1% | +2.3% | +3.8% | +2.5% | -0.8% | -1.5% | -3.5% | +5.8% | +4.1% | +19.3% |
| 2022 | -5.1% | -1.8% | +4.3% | -2.5% | -3.4% | -6.2% | +9.7% | -1.7% | -5.9% | +4.0% | +0.8% | -5.6% | -13.7% |
| 2021 | +0.7% | +3.1% | +5.8% | +1.7% | -0.3% | +4.7% | +1.3% | +3.0% | -1.9% | +4.8% | +0.4% | +3.9% | +30.6% |
| 2020 | -0.1% | -8.6% | -11.1% | +9.5% | +2.3% | +2.1% | -0.1% | +5.9% | -1.3% | -2.4% | +9.4% | +2.3% | +5.7% |
| 2019 | +7.9% | +3.6% | +2.5% | +3.5% | -4.9% | +3.9% | +3.4% | -1.9% | +3.3% | +0.0% | +4.2% | +1.8% | +30.3% |
| 2018 | +1.1% | -1.9% | -3.4% | +3.7% | +3.3% | -0.1% | +2.4% | +1.4% | +0.7% | -5.1% | +0.8% | -7.8% | -5.6% |
| 2017 | -0.6% | +5.0% | +0.6% | -0.5% | -1.1% | -0.9% | -0.5% | -0.6% | +2.6% | +3.5% | -0.3% | +1.5% | +8.8% |
| 2016 | -6.8% | +0.5% | +1.6% | +0.2% | +3.7% | -0.7% | +4.0% | +0.3% | +0.3% | +0.5% | +4.8% | +2.8% | +11.2% |
| 2015 | +5.2% | +6.5% | +2.8% | -1.2% | +1.6% | -3.7% | +2.2% | -8.5% | -3.4% | +9.6% | +3.6% | -4.2% | +9.3% |
| 2014 | - | - | - | - | - | -0.4% | +1.1% | +3.8% | +1.4% | +1.1% | +2.6% | +1.0% | +11.0% |
elena returned +11.99% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.