HomePortfolioseft guy MS

eft guy MS

Created byuser-bh9e3i
Optimize FIRE Projection
None Rebalancing
EUR
Moderate Risk
Multi-currency
2.5yr backtest

Performance Summary

Total Return+53.64%
Annualized Return+18.79%
Volatility+15.84%
Sharpe Ratio1.06
Max Drawdown+20.24%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Growth-focused ETF portfolio with 61% emerging markets, plus US and global equities for diversified, high-growth exposure across world markets.
AssetTypeAllocationTER
EIMI.LSE
iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66
ETF
61.5%0.18%
VUSA.XETRA
Vanguard S&P 500 UCITS ETF (USD) Distributing • IE00B3XXRP09
ETF
20.4%0.07%
EXUS.XETRA
Xtrackers MSCI World ex USA UCITS ETF 1C • IE0006WW1TQ4
ETF
13.0%0.15%
ZPRV.XETRA
SPDR MSCI USA Small Cap Value Weighted UCITS ETF • IE00BSPLC413
ETF
5.1%0.3%
Total100.0%0.16%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €15,364.19
Histogram of Monthly Returns
The portfolio had a positive return during 22 of the 31 months (71%)
Monthly Returns Heatmap
Best month: +11.2% • Worst month: -8.1% • Best year: 2026 (+20.9%) • Worst year: 2024 (+11.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.2%+5.0%-8.1%+11.2%+7.2%+1.7%-4.9%+4.1%+0.3%---+20.9%
2025+2.9%-1.3%-4.7%-3.9%+5.0%+1.8%+3.8%+1.1%+4.3%+4.6%-0.8%+0.7%+13.7%
2024--+1.9%+0.0%+0.1%+4.6%+0.4%-1.1%+3.6%-1.0%+3.4%-0.7%+11.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +20.24% • The longest drawdown period lasted for 5 months and was between February 2025 and August 2025. It reached a trough of -20.2%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (20.4% of total allocation)

Total Dividends Received

€62.56

10 payments

Dividend Yield

0.21%

(annualized)

Avg Per Payment

€6.26

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€13.21
2025€24.92
2024€24.42
Total€62.56

Detailed Metrics

Returns
Total Return
+53.64%
Annualized Return
+18.79%
Avg Monthly Return
+1.47%
Risk
Volatility (Annual)
+15.84%
Max Drawdown
+20.24%
Positive Months
71%
Average Drawdown
-3.2%
Risk-Adjusted
Sharpe Ratio
1.06
Risk-free rate: 2.0%
Sortino Ratio
1.01
Downside risk adjusted
Return/Volatility
1.19
Calmar Ratio
0.93
Return/Max Drawdown
Ulcer Index
4.08
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€15,364.19
Backtest Period
2024-03-14 to 2026-09-11
2.5 years
Rebalancing
none
Base Currency
EUR