HomePortfoliosDivs Kings

Divs Kings

Created byuser-17x0r1
Optimize FIRE Projection
None Rebalancing
EUR
Moderate Risk
5.1yr backtest

Performance Summary

Total Return+77.19%
Annualized Return+11.96%
Volatility+11.93%
Sharpe Ratio0.83
Max Drawdown+15.69%

Holdings

Asset Allocation

Asset Class

Equity 60.0%Bonds 20.0%Precious Metals 20.0%
Holdings Details
A globally diversified ETF portfolio with 60% equities, 20% bonds, and 20% precious metals for balanced growth and stability.
AssetTypeAllocationTER
VWRL.AS
Vanguard FTSE All-World UCITS ETF (USD) Distributing • IE00B3RBWM25
ETF
40.0%0.19%
DBXK.XETRA
Xtrackers Eurozone Inflation-Linked Bond UCITS ETF 1C • LU0290358224
ETF
10.0%0.15%
4GLD.XETRA
Xetra-Gold • DE000A0S9GB0
ETF
10.0%0%
JEST.XETRA
JPMorgan EUR Ultra-Short Income UCITS ETF - EUR (Acc) • IE00BD9MMF62
ETF
10.0%0.18%
VUSA.XETRA
Vanguard S&P 500 UCITS ETF (USD) Distributing • IE00B3XXRP09
ETF
10.0%0.07%
EQQQ.XETRA
Invesco EQQQ Nasdaq-100 UCITS ETF • IE0032077012
ETF
10.0%0.3%
8PSB.XETRA
Invesco Physical Silver • IE00B43VDT70
ETF
10.0%0.19%
Total100.0%0.16%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €17,718.96
Histogram of Monthly Returns
The portfolio had a positive return during 39 of the 62 months (63%)
Monthly Returns Heatmap
Best month: +6.7% • Worst month: -7.8% • Best year: 2024 (+24.4%) • Worst year: 2022 (-9.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+5.9%+1.3%-7.8%+4.9%+4.7%-3.7%-2.1%-----+2.4%
2025+4.0%-1.9%-4.2%-3.0%+4.2%+0.9%+4.2%+0.3%+5.3%+4.7%+1.8%+5.1%+22.8%
2024+2.2%+2.3%+4.0%-0.1%+2.0%+3.7%-0.1%-0.5%+2.5%+2.4%+4.3%-0.5%+24.4%
2023+3.2%-1.0%+2.6%+0.0%+2.7%+1.1%+2.6%-0.3%-2.1%-0.9%+4.3%+1.9%+14.9%
2022-3.7%+0.0%+3.8%-2.1%-4.0%-4.2%+6.7%-2.3%-3.5%+1.7%+1.4%-3.3%-9.5%
2021-----+0.7%+1.2%+1.4%-1.9%+4.0%+1.0%+2.2%+8.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +15.69% • The longest drawdown period lasted for 1 year and 8 months and was between November 2021 and July 2023. It reached a trough of -11.7%.
When could this portfolio get you to financial independence?

Divs Kings returned +11.96% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 3 distributing ETFs (60.0% of total allocation)

Total Dividends Received

€518.22

61 payments

Dividend Yield

0.81%

(annualized)

Avg Per Payment

€8.50

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€63.16
2025€108.90
2024€105.69
2023€98.61
2022€99.17
2021€42.69
Total€518.22

Detailed Metrics

Returns
Total Return
+77.19%
Annualized Return
+11.96%
Avg Monthly Return
+0.97%
Risk
Volatility (Annual)
+11.93%
Max Drawdown
+15.69%
Positive Months
63%
Average Drawdown
-4.1%
Risk-Adjusted
Sharpe Ratio
0.83
Risk-free rate: 2.0%
Sortino Ratio
0.77
Downside risk adjusted
Return/Volatility
1.00
Calmar Ratio
0.76
Return/Max Drawdown
Ulcer Index
4.84
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€17,718.96
Backtest Period
2021-06-24 to 2026-07-17
5.1 years
Rebalancing
none
Base Currency
EUR