HomePortfolios#3 For Life - Dividend

#3 For Life - Dividend

Created byuser-xsvckd
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Monthly Rebalancing
EUR
Moderate Risk
3.9yr backtest

Performance Summary

Total Return+57.56%
Annualized Return+12.28%
Volatility+11.41%
Sharpe Ratio0.90
Max Drawdown+16.30%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Global dividend portfolio built with 3 diversified ETFs for stable income from developed markets worldwide.
AssetTypeAllocationTER
TDIV.AS
VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594
ETF
50.0%0.38%
VHYL.AS
Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10
ETF
30.0%0.29%
WTEQ.XETRA
WisdomTree Global Quality Dividend Growth UCITS ETF USD • IE00BZ56RN96
ETF
20.0%0.38%
Total100.0%0.35%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €15,756.46
Histogram of Monthly Returns
The portfolio had a positive return during 32 of the 49 months (65%)
Monthly Returns Heatmap
Best month: +6.0% • Worst month: -6.8% • Best year: 2025 (+16.4%) • Worst year: 2022 (-0.9%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.8%+5.8%-3.1%+1.0%--------+6.4%
2025+5.3%+2.6%-3.5%-4.3%+3.9%-0.7%+2.9%+1.5%+1.0%+2.3%+2.8%+2.1%+16.4%
2024+2.5%+0.8%+4.7%-1.1%+1.9%+0.1%+2.9%-0.1%+1.7%-0.5%+4.2%-1.7%+16.2%
2023+3.2%+0.6%-2.7%+1.3%-1.6%+3.0%+2.9%-1.6%+0.4%-3.7%+4.4%+4.2%+10.4%
2022---+0.0%+0.7%-6.8%+5.3%-1.3%-5.1%+6.0%+3.7%-2.6%-0.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +16.30% • The longest drawdown period lasted for 5 months and was between March 2025 and August 2025. It reached a trough of -16.3%.

Dividend Income

Summary
This portfolio contains 3 distributing ETFs (100.0% of total allocation)

Total Dividends Received

€1,638.91

43 payments

Dividend Yield

3.54%

(annualized)

Avg Per Payment

€38.11

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€62.42
2025€420.91
2024€411.51
2023€413.79
2022€330.28
Total€1,638.91

Detailed Metrics

Returns
Total Return
+57.56%
Annualized Return
+12.28%
Avg Monthly Return
+0.98%
Risk
Volatility (Annual)
+11.41%
Max Drawdown
+16.30%
Positive Months
65%
Average Drawdown
-2.6%
Risk-Adjusted
Sharpe Ratio
0.90
Risk-free rate: 2.0%
Sortino Ratio
0.80
Downside risk adjusted
Return/Volatility
1.08
Calmar Ratio
0.75
Return/Max Drawdown
Ulcer Index
3.17
Drawdown depth & duration
Martin Ratio
0.03
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€15,756.46
Backtest Period
2022-04-29 to 2026-04-02
3.9 years
Rebalancing
monthly
Base Currency
EUR