HomePortfoliosDiversified-Growth-55%-EEUU-Moderate-Risk-Balanced

Diversified-Growth-55%-EEUU-Moderate-Risk-Balanced

Optimize
Monthly Rebalancing
USD
Low Risk
6.7yr backtest

Performance Summary

Total Return+80.22%
Annualized Return+9.12%
Volatility+9.97%
Sharpe Ratio0.71
Max Drawdown+22.76%

Holdings

Asset Allocation

Asset Class

Bonds 54.2%Equity 45.8%
Holdings Details
Balanced ETF portfolio: 55% global bonds, 40% US & global equities, 5% emerging markets for diversified, moderate-risk growth.
AssetTypeAllocationTER
AGGU.LSE
iShares Core Global Aggregate Bond UCITS ETF USD Hedged (Acc)IE00BZ043R46
ETF
54.2%0.1%
CNDX.LSE
iShares Nasdaq 100 UCITS ETF (Acc)IE00B53SZB19
ETF
35.8%0.3%
VWRA.LSE
Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80
ETF
5.0%0.19%
EIMI.LSE
iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc)IE00BKM4GZ66
ETF
5.0%0.18%
Total100.0%0.18%

Performance

Portfolio Value Over Time
Starting with $10,000 investment → now worth $18,021.5
Histogram of Monthly Returns
The portfolio had a positive return during 54 of the 82 months (66%)
Monthly Returns Heatmap
Best month: +7.4% • Worst month: -6.6% • Best year: 2023 (+23.9%) • Worst year: 2022 (-20.3%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.0%+0.0%-4.3%+7.4%--------+3.8%
2025+1.4%-1.6%-3.1%+1.1%+4.0%+3.3%+1.5%+0.4%+2.7%+2.6%-0.7%+0.3%+12.3%
2024+0.5%+1.5%+1.5%-2.2%+2.1%+4.0%+0.2%+0.9%+2.1%-1.1%+2.4%+0.3%+12.4%
2023+5.9%-1.2%+4.5%+0.5%+2.5%+3.0%+1.7%-0.9%-3.0%-1.9%+6.7%+4.4%+23.9%
2022-4.9%-2.2%+1.2%-6.6%-1.8%-4.6%+5.9%-2.9%-5.9%+0.5%+2.3%-2.6%-20.3%
2021+0.2%-1.0%+0.5%+2.5%-0.1%+2.5%+1.3%+1.6%-2.5%+2.4%+0.9%+0.8%+9.3%
2020+1.9%-3.0%-3.9%+7.2%+1.8%+3.4%+3.9%+4.0%-1.7%-1.1%+4.8%+2.9%+21.5%
2019-------0.2%-0.6%+0.4%+1.7%+1.8%+1.7%+4.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +22.76% • The longest drawdown period lasted for 2 years and 2 months and was between November 2021 and February 2024. It reached a trough of -22.8%.

Detailed Metrics

Returns
Total Return
+80.22%
Annualized Return
+9.12%
Avg Monthly Return
+0.76%
Risk
Volatility (Annual)
+9.97%
Max Drawdown
+22.76%
Positive Months
66%
Average Drawdown
-5.4%
Risk-Adjusted
Sharpe Ratio
0.71
Risk-free rate: 2.0%
Sortino Ratio
0.67
Downside risk adjusted
Return/Volatility
0.91
Calmar Ratio
0.40
Return/Max Drawdown
Ulcer Index
7.67
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
$10,000
Final Value
$18,021.5
Backtest Period
2019-07-26 to 2026-04-24
6.7 years
Rebalancing
monthly
Base Currency
USD