Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 45.0% | 0.19% |
EUNA.F iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35 | ETF | 28.0% | 0.1% |
LYQ7.XETRA Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc • LU1650491282 | ETF | 10.0% | 0.09% |
CSH2.PA Amundi Smart Overnight Return UCITS ETF Acc • LU1190417599 | ETF | 10.0% | 0.1% |
8PSG.STU Invesco Physical Gold A • IE00B579F325 | ETF | 7.0% | 0.12% |
| Total | 100.0% | 0.14% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.8% | +2.6% | -4.3% | +3.7% | +3.1% | -0.6% | -0.8% | +2.3% | +0.4% | - | - | - | +8.2% |
| 2025 | +2.7% | -0.4% | -3.4% | -1.8% | +3.1% | +0.4% | +2.3% | +0.3% | +2.8% | +3.0% | +0.4% | +0.4% | +10.1% |
| 2024 | +1.1% | +1.7% | +2.8% | -1.0% | +0.5% | +2.9% | +1.0% | +0.1% | +1.4% | +0.6% | +3.6% | -0.6% | +15.0% |
| 2023 | +2.9% | -0.6% | +1.1% | +0.1% | +1.2% | +1.1% | +1.3% | -0.4% | -1.7% | -1.1% | +3.6% | +2.8% | +10.7% |
| 2022 | -2.4% | -1.1% | +1.5% | -1.7% | -2.4% | -3.4% | +5.3% | -1.7% | -4.5% | +1.4% | +1.7% | -3.1% | -10.2% |
| 2021 | - | - | - | - | - | - | - | - | - | - | - | +0.3% | +0.3% |
Dina_final returned +6.88% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.