Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 45.0% | 0.19% |
MTD.PA Amundi Euro Government Bond 7-10Y UCITS ETF Acc • LU1287023185 | ETF | 12.0% | 0.15% |
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 12.0% | 0.1% |
CBE3.LSE iShares Euro Government Bond 1-3yr UCITS ETF (Acc) • IE00B3VTMJ91 | ETF | 12.0% | 0.15% |
IEAA.LSE iShares Core EUR Corporate Bond UCITS ETF (Acc) • IE00BF11F565 | ETF | 12.0% | 0.09% |
8PSG.STU Invesco Physical Gold A • IE00B579F325 | ETF | 7.0% | 0.12% |
| Total | 100.0% | 0.15% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.9% | +2.4% | -4.4% | +3.8% | +3.2% | -0.5% | -1.0% | +2.2% | +0.3% | - | - | - | +7.9% |
| 2025 | +2.9% | -0.7% | -3.3% | -1.4% | +2.9% | +0.1% | +2.6% | +0.1% | +2.8% | +3.0% | +0.4% | +0.5% | +10.1% |
| 2024 | +1.4% | +1.5% | +2.8% | -0.7% | +0.6% | +2.6% | +1.0% | -0.0% | +1.7% | +0.8% | +3.7% | -0.7% | +15.5% |
| 2023 | +3.0% | -0.8% | +1.2% | +0.0% | +1.3% | +1.1% | +1.5% | -0.3% | -1.2% | -0.8% | +3.3% | +2.6% | +11.3% |
| 2022 | -2.4% | -1.0% | +1.4% | -1.6% | -2.2% | -3.2% | +5.1% | -2.1% | -3.7% | +1.3% | +1.4% | -3.1% | -10.0% |
| 2021 | - | - | - | - | - | - | - | - | - | - | - | +0.2% | +0.2% |
Dina_TEMP returned +7.08% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.