HomePortfoliosDi-Folio-Balanced

Di-Folio-Balanced

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Monthly Rebalancing
USD
Moderate Risk
2.1yr backtest

Performance Summary

Total Return+53.91%
Annualized Return+22.41%
Volatility+16.35%
Sharpe Ratio1.25
Max Drawdown+17.43%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
A globally diversified ETF portfolio targeting US, international, and semiconductor equity exposure for balanced growth.
AssetTypeAllocationTER
EXUS.LSE
Xtrackers MSCI World ex USA UCITS ETF 1CIE0006WW1TQ4
ETF
41.5%0.15%
CSPX.LSE
iShares Core S&P 500 UCITS ETF USD (Acc)IE00B5BMR087
ETF
31.6%0.07%
SMH.LSE
VanEck Semiconductor UCITS ETFIE00BMC38736
ETF
16.9%0.35%
FUSA.LSE
Fidelity US Quality Income UCITS ETF ACC-USDIE00BYXVGY31
ETF
5.0%0.25%
XNAS.LSE
Xtrackers Nasdaq 100 UCITS ETF 1CIE00BMFKG444
ETF
5.0%0.2%
Total100.0%0.17%

Performance

Portfolio Value Over Time
Starting with $10,000 investment → now worth $15,390.92
Histogram of Monthly Returns
The portfolio had a positive return during 20 of the 26 months (77%)
Monthly Returns Heatmap
Best month: +13.8% • Worst month: -8.4% • Best year: 2025 (+29.0%) • Worst year: 2024 (+7.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+5.0%+1.5%-8.4%+13.8%--------+11.1%
2025+3.7%-2.2%-4.2%+1.5%+7.6%+5.9%+1.3%+2.2%+4.2%+4.1%+0.1%+2.2%+29.0%
2024--+1.7%-3.4%+3.9%+3.7%+0.1%+1.5%+1.9%-3.0%+2.5%-1.4%+7.4%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +17.43% • The longest drawdown period lasted for 3 months and was between October 2024 and January 2025. It reached a trough of -4.9%.

Detailed Metrics

Returns
Total Return
+53.91%
Annualized Return
+22.41%
Avg Monthly Return
+1.76%
Risk
Volatility (Annual)
+16.35%
Max Drawdown
+17.43%
Positive Months
77%
Average Drawdown
-2.6%
Risk-Adjusted
Sharpe Ratio
1.25
Risk-free rate: 2.0%
Sortino Ratio
1.24
Downside risk adjusted
Return/Volatility
1.37
Calmar Ratio
1.29
Return/Max Drawdown
Ulcer Index
3.42
Drawdown depth & duration
Martin Ratio
0.06
Return/Ulcer Index
Backtest Configuration
Initial Investment
$10,000
Final Value
$15,390.92
Backtest Period
2024-03-06 to 2026-04-24
2.1 years
Rebalancing
monthly
Base Currency
USD