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Degiro

Created byuser-1z1fpx
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None Rebalancing
EUR
Moderate Risk
4.3yr backtest

Performance Summary

Total Return+113.03%
Annualized Return+19.24%
Volatility+18.19%
Sharpe Ratio0.95
Max Drawdown+21.05%

Holdings

Asset Allocation

Asset Class

Equity 60.0%Precious Metals 40.0%
Holdings Details
A tech and precious metals ETF portfolio diversified across cloud computing, Nasdaq-100, gold, silver, and battery value-chain assets.
AssetTypeAllocationTER
SKYE.XETRA
First Trust Cloud Computing UCITS ETF Acc • IE00BFD2H405
ETF
20.0%0.6%
EQQQ.XETRA
Invesco EQQQ Nasdaq-100 UCITS ETF • IE0032077012
ETF
20.0%0.3%
8PSG.STU
Invesco Physical Gold A • IE00B579F325
ETF
20.0%0.12%
8PSB.XETRA
Invesco Physical Silver • IE00B43VDT70
ETF
20.0%0.19%
BATE.XETRA
L&G Battery Value-Chain UCITS ETF • IE00BF0M2Z96
ETF
20.0%0.49%
Total100.0%0.34%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €21,303.36
Histogram of Monthly Returns
The portfolio had a positive return during 35 of the 53 months (66%)
Monthly Returns Heatmap
Best month: +10.7% • Worst month: -10.1% • Best year: 2025 (+48.1%) • Worst year: 2022 (-12.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+8.8%+1.9%-10.1%+8.5%--------+8.2%
2025+6.1%-3.6%-4.3%-3.1%+4.5%+1.7%+5.4%+2.5%+10.4%+7.9%+3.2%+10.7%+48.1%
2024+0.2%+2.6%+5.8%+1.5%+2.5%+2.3%-0.9%-1.2%+4.3%+4.5%+4.4%+0.3%+29.5%
2023+5.6%-2.3%+5.2%-1.5%+5.6%+0.8%+2.6%-0.7%-3.5%-1.5%+4.8%+1.5%+17.3%
2022-5.2%+1.1%+4.4%-3.6%-5.6%-4.8%+6.5%-2.0%-1.8%+0.4%+1.5%-3.5%-12.8%
2021-----------+0.4%+0.4%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +21.05% • The longest drawdown period lasted for 1 year and 2 months and was between April 2022 and June 2023. It reached a trough of -14.9%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (20.0% of total allocation)

Total Dividends Received

€37.78

17 payments

Dividend Yield

0.07%

(annualized)

Avg Per Payment

€2.22

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€1.85
2025€8.96
2024€10.56
2023€8.37
2022€8.03
Total€37.78

Detailed Metrics

Returns
Total Return
+113.03%
Annualized Return
+19.24%
Avg Monthly Return
+1.53%
Risk
Volatility (Annual)
+18.19%
Max Drawdown
+21.05%
Positive Months
66%
Average Drawdown
-6.0%
Risk-Adjusted
Sharpe Ratio
0.95
Risk-free rate: 2.0%
Sortino Ratio
0.87
Downside risk adjusted
Return/Volatility
1.06
Calmar Ratio
0.91
Return/Max Drawdown
Ulcer Index
7.14
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€21,303.36
Backtest Period
2021-12-29 to 2026-04-17
4.3 years
Rebalancing
none
Base Currency
EUR