Dalio

long run

Holdings

Asset Allocation

Asset Class

Equity 60.0%Bonds 20.0%Precious Metals 20.0%

Holdings Details

A diversified long-run portfolio with 60% global stocks, 20% European bonds, and 20% gold via ETFs for balanced growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
IUSQ.XETRA iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259	IE00B6R52259	Acc	ETF	60.0%	0.2%
EUNH.XETRA iShares Core Euro Government Bond UCITS ETF (Dist) • IE00B4WXJJ64	IE00B4WXJJ64	Dist	ETF	20.0%	0.07%
4GLD.XETRA Xetra-Gold • DE000A0S9GB0	DE000A0S9GB0	Acc	ETF	20.0%	0%
Total		Total			100.0%	0.13%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €36,086.08

Histogram of Monthly Returns

The portfolio had a positive return during 116 of the 175 months (66%)

Monthly Returns Heatmap

Best month: +7.5% • Worst month: -8.1% • Best year: 2019 (+25.0%) • Worst year: 2022 (-11.8%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+3.0%	+2.5%	-6.0%	+3.8%	-	-	-	-	-	-	-	-	+3.1%
2025	+4.4%	-1.5%	-5.0%	-2.7%	+4.5%	+0.3%	+4.0%	+0.0%	+4.0%	+4.3%	+0.5%	+0.9%	+13.9%
2024	+2.3%	+2.8%	+4.0%	-0.9%	+0.8%	+4.0%	+0.7%	-0.1%	+2.0%	+1.6%	+5.3%	-1.0%	+23.5%
2023	+4.6%	-0.6%	+1.1%	-0.2%	+2.2%	+2.0%	+2.2%	-0.7%	-1.7%	-1.8%	+4.6%	+3.4%	+16.0%
2022	-3.6%	-1.0%	+3.0%	-1.7%	-3.4%	-4.8%	+7.5%	-1.9%	-4.9%	+2.3%	+1.6%	-4.7%	-11.8%
2021	+0.8%	+0.9%	+4.4%	+1.1%	+0.6%	+2.9%	+1.2%	+2.2%	-1.8%	+3.6%	+0.8%	+2.8%	+21.2%
2020	+0.6%	-5.9%	-8.1%	+7.4%	+1.4%	+2.1%	+1.0%	+3.4%	-0.8%	-1.5%	+5.5%	+1.8%	+5.9%
2019	+6.2%	+2.5%	+2.0%	+2.4%	-3.3%	+3.9%	+3.1%	-0.0%	+1.7%	+0.1%	+2.6%	+1.6%	+25.0%
2018	+1.0%	-1.5%	-2.3%	+2.5%	+2.4%	-0.5%	+1.4%	+0.7%	+0.3%	-3.3%	+0.8%	-5.1%	-3.8%
2017	-0.5%	+4.4%	+0.2%	-0.5%	-1.0%	-1.1%	-0.5%	+0.2%	+1.3%	+2.9%	-0.4%	+1.0%	+6.2%
2016	-3.6%	+1.9%	+0.6%	+0.4%	+2.1%	+1.3%	+3.0%	-0.2%	+0.3%	-0.3%	+2.2%	+1.7%	+9.6%
2015	+6.1%	+3.8%	+2.4%	-1.9%	+1.2%	-3.6%	+1.1%	-6.0%	-2.2%	+7.2%	+2.2%	-3.5%	+6.0%
2014	-0.1%	+2.7%	-0.1%	+0.3%	+2.6%	+1.9%	+0.9%	+3.2%	+0.5%	+0.4%	+2.4%	+1.0%	+16.8%
2013	+0.5%	+2.2%	+2.9%	-1.7%	+0.5%	-4.8%	+2.7%	-0.2%	+0.5%	+2.6%	+0.1%	-0.9%	+4.4%
2012	+2.3%	-0.3%	-0.7%	-0.9%	-1.2%	+0.2%	+4.9%	+0.4%	+1.2%	-1.4%	+0.7%	-0.9%	+4.2%
2011	-	-	-	-	-	-	-	-	-	+1.0%	+0.5%	-1.0%	+0.6%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +25.31% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -13.2%.

Dividend Income

Summary

This portfolio contains 1 distributing ETF (20.0% of total allocation)

Total Dividends Received

€364.01

26 payments

Dividend Yield

0.14%

(annualized)

Avg Per Payment

€14.00

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€32.38	0.09%	1
2025	€57.14	0.18%	2
2024	€43.89	0.16%	2
2023	€23.87	0.10%	2
2022	€6.34	0.03%	2
2021	€6.77	0.03%	2
2020	€13.61	0.07%	2
2019	€18.02	0.10%	2
2018	€17.10	0.11%	2
2017	€17.98	0.12%	2
2016	€24.23	0.18%	2
2015	€15.59	0.11%	1
2014	€41.80	0.36%	2
2013	€45.29	0.42%	2
Total	€364.01	0.14%	26

Detailed Metrics

Returns

Total Return

+260.86%

Annualized Return

+9.27%

Avg Monthly Return

+0.77%

Risk

Volatility (Annual)

+11.06%

Max Drawdown

+25.31%

Positive Months

66%

Average Drawdown

-3.7%

Risk-Adjusted

Sharpe Ratio

0.66

Risk-free rate: 2.0%

Sortino Ratio

0.61

Downside risk adjusted

Return/Volatility

0.84

Calmar Ratio

0.37

Return/Max Drawdown

Ulcer Index

4.95

Drawdown depth & duration

Martin Ratio

0.01

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€36,086.08

Backtest Period

2011-10-21 to 2026-04-10
14.5 years

Rebalancing

none

Base Currency

EUR

Performance Summary

Holdings

Performance

Dividend Income

Detailed Metrics