HomePortfoliosCurvo Growth Portfolio

Curvo Growth Portfolio

To compare and backtesting of the Curvo.eu Growth Portfolio

None Rebalancing
EUR
Moderate Risk
6.3yr backtest

Performance Summary

Total Return+113.52%
Annualized Return+12.90%
Volatility+13.19%
Sharpe Ratio0.83
Max Drawdown+20.45%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Curvo Growth Portfolio: A diversified ESG ETF portfolio with 80% developed and 20% emerging markets for long-term growth in EUR.
AssetTypeAllocationTER
IE00B5456744
Vanguard ESG Developed World All Cap Equity Index Fund EUR AccIE00B5456744
FUND
80.0%0.2%
IE00BKV0W243
Vanguard ESG Emerging Markets All Cap Equity Index Fund EUR AccIE00BKV0W243
FUND
20.0%0.25%
Total100.0%0.21%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €21,352.25
Histogram of Monthly Returns
The portfolio had a positive return during 47 of the 76 months (62%)
Monthly Returns Heatmap
Best month: +9.5% • Worst month: -8.1% • Best year: 2024 (+24.8%) • Worst year: 2022 (-17.1%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.3%+1.4%-5.9%+9.5%+7.0%+1.4%-1.4%+2.3%-1.1%---+14.6%
2025+2.7%-1.3%-8.1%-3.8%+6.0%+1.2%+3.9%+0.4%+3.3%+4.0%-0.9%-0.1%+6.7%
2024+1.8%+4.8%+2.8%-2.6%+2.4%+4.2%+0.6%+0.0%+1.9%+0.5%+6.5%-0.0%+24.8%
2023+6.0%-0.6%+0.3%-0.6%+3.4%+3.0%+2.8%-1.5%-1.9%-3.2%+6.3%+4.0%+18.8%
2022-4.6%-3.1%+2.5%-3.5%-2.1%-5.6%+9.2%-2.3%-7.5%+3.5%+3.6%-7.5%-17.1%
2021+0.9%+2.2%+5.1%+2.0%-0.5%+4.7%-0.0%+3.2%-2.6%+5.0%+0.4%+2.4%+24.7%
2020------1.0%+0.7%+4.7%-0.9%-0.9%+8.4%+2.6%+14.0%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +20.45% • The longest drawdown period lasted for 2 years and 2 months and was between November 2021 and January 2024. It reached a trough of -18.8%.
When could this portfolio get you to financial independence?

Curvo Growth Portfolio returned +12.90% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+113.52%
Annualized Return
+12.90%
Avg Monthly Return
+1.07%
Risk
Volatility (Annual)
+13.19%
Max Drawdown
+20.45%
Positive Months
62%
Average Drawdown
-5.8%
Risk-Adjusted
Sharpe Ratio
0.83
Risk-free rate: 2.0%
Sortino Ratio
0.78
Downside risk adjusted
Return/Volatility
0.98
Calmar Ratio
0.63
Return/Max Drawdown
Ulcer Index
7.32
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
21,352.25
Backtest Period
2020-06-09 to 2026-09-10
6.3 years
Rebalancing
none
Base Currency
EUR