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Curr (Full)

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None Rebalancing

EUR

Moderate Risk

2.5yr backtest

Performance Summary

Total Return+51.43%

Annualized Return+17.91%

Volatility+10.35%

Sharpe Ratio1.54

Max Drawdown+13.56%

Holdings

Asset Allocation

Asset Class

Equity 78.6%Bonds 16.8%Commodities 4.6%

Holdings Details

Diversified ETF portfolio blending global equities, bonds, and commodities. Features clean energy, infrastructure, and dividend strategies for balanced growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
XAT1.XETRA Invesco AT1 Capital Bond UCITS ETF EUR Hedged Dist • IE00BFZPF439	IE00BFZPF439	Dist	ETF	9.9%	0.39%
SPYW.XETRA State Street SPDR S&P Euro Dividend Aristocrats UCITS ETF EUR • IE00B5M1WJ87	IE00B5M1WJ87	Dist	ETF	6.9%	0.3%
0XCK.IL Amundi FTSE Italia PMI PIR 2020 UCITS ETF Acc • FR0011758085	FR0011758085	Acc	ETF	6.9%	0.4%
CYBE.AS iShares China CNY Bond UCITS ETF EUR Hedged (Acc) • IE00BKT6VQ12	IE00BKT6VQ12	Acc	ETF	6.9%	0.4%
IQQH.XETRA iShares Global Clean Energy Transition UCITS ETF USD (Dist) • IE00B1XNHC34	IE00B1XNHC34	Dist	ETF	4.6%	0.65%
2B77.XETRA iShares Ageing Population UCITS ETF • IE00BYZK4669	IE00BYZK4669	Acc	ETF	4.6%	0.4%
HYCN.XETRA Global X Hydrogen UCITS ETF USD Accumulating • IE0002RPS3K2	IE0002RPS3K2	Acc	ETF	4.6%	0.5%
IQQI.F iShares Global Infrastructure UCITS ETF • IE00B1FZS467	IE00B1FZS467	Dist	ETF	4.6%	0.65%
BJLE.XETRA BNP Paribas Easy ECPI Global ESG Blue Economy UCITS ETF EUR • LU2194447293	LU2194447293	Acc	ETF	4.6%	0.3%
LYTR.XETRA Amundi Bloomberg Equal-weight Commodity ex-Agriculture UCITS ETF Acc • LU1829218749	LU1829218749	Acc	ETF	4.6%	0.3%
UIM2.XETRA UBS Factor MSCI EMU Quality Screened UCITS ETF EUR dis • LU1215451524	LU1215451524	Dist	ETF	3.5%	0.25%
W1TA.XETRA WisdomTree Battery Solutions UCITS ETF USD Acc • IE00BKLF1R75	IE00BKLF1R75	Acc	ETF	3.5%	0.4%
IQQW.XETRA iShares MSCI World UCITS ETF (Dist) • IE00B0M62Q58	IE00B0M62Q58	Dist	ETF	3.5%	0.5%
UIMY.F UBS Factor MSCI EMU Low Volatility UCITS ETF EUR dis • LU1215454460	LU1215454460	Dist	ETF	3.5%	0.25%
IDVY.AS iShares Euro Dividend UCITS ETF • IE00B0M62S72	IE00B0M62S72	Dist	ETF	3.5%	0.4%
IS3T.XETRA iShares MSCI World Mid-Cap Equal Weight UCITS ETF USD (Acc) • IE00BP3QZD73	IE00BP3QZD73	Acc	ETF	2.3%	0.3%
ZPRA.XETRA State Street SPDR S&P Pan Asia Dividend Aristocrats UCITS ETF USD • IE00B9KNR336	IE00B9KNR336	Dist	ETF	2.3%	0.55%
GGUE.XETRA UBS Global Gender Equality UCITS ETF hEUR acc • IE00BDR5H073	IE00BDR5H073	Acc	ETF	2.3%	0.23%
XU61.XETRA BNP Paribas Easy ECPI Global ESG Infrastructure UCITS ETF EUR Capitalisation • IE000FF2EBQ8	IE000FF2EBQ8	Acc	ETF	2.3%	0.31%
VVSM.XETRA VanEck Semiconductor UCITS ETF • IE00BMC38736	IE00BMC38736	Acc	ETF	2.3%	0.35%
G1CE.XETRA Invesco Global Clean Energy UCITS ETF Acc • IE00BLRB0242	IE00BLRB0242	Acc	ETF	2.3%	0.6%
VVMX.XETRA VanEck Rare Earth and Strategic Metals UCITS ETF A • IE0002PG6CA6	IE0002PG6CA6	Acc	ETF	2.3%	0.59%
XDWH.XETRA Xtrackers MSCI World Health Care UCITS ETF 1C • IE00BM67HK77	IE00BM67HK77	Acc	ETF	2.3%	0.25%
ZPRG.XETRA State Street SPDR S&P Global Dividend Aristocrats UCITS ETF USD • IE00B9CQXS71	IE00B9CQXS71	Dist	ETF	2.3%	0.45%
SPYT.XETRA State Street SPDR MSCI Europe Communication Services UCITS ETF EUR • IE00BKWQ0N82	IE00BKWQ0N82	Acc	ETF	1.2%	0.18%
2B76.XETRA iShares Automation & Robotics UCITS ETF • IE00BYZK4552	IE00BYZK4552	Acc	ETF	1.2%	0.4%
USPY.XETRA L&G Cyber Security UCITS ETF • IE00BYPLS672	IE00BYPLS672	Acc	ETF	1.2%	0.69%
Total		Total			100.0%	0.41%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €15,143.28

Histogram of Monthly Returns

The portfolio had a positive return during 20 of the 31 months (65%)

Monthly Returns Heatmap

Best month: +9.1% • Worst month: -4.0% • Best year: 2025 (+15.8%) • Worst year: 2024 (+5.6%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+3.6%	+3.4%	-4.0%	+9.1%	+2.4%	-	-	-	-	-	-	-	+15.0%
2025	+3.2%	-0.3%	-3.1%	-1.7%	+4.6%	+0.9%	+3.1%	+1.2%	+2.4%	+4.8%	+0.1%	-0.2%	+15.8%
2024	-0.8%	+0.8%	+2.7%	-1.3%	+3.5%	-1.6%	+1.4%	-0.4%	+1.5%	-1.6%	+3.3%	-1.7%	+5.6%
2023	-	-	-	-	-	-	-	-	-	-	+2.7%	+4.8%	+7.7%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +13.56% • The longest drawdown period lasted for 4 months and was between February 2025 and July 2025. It reached a trough of -13.6%.

Dividend Income

Summary

This portfolio contains 10 distributing ETFs (44.6% of total allocation)

Total Dividends Received

€422.01

69 payments

Dividend Yield

1.41%

(annualized)

Avg Per Payment

€6.12

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€38.21	0.27%	8
2025	€190.24	1.58%	28
2024	€171.65	1.55%	28
2023	€21.91	0.21%	5
Total	€422.01	1.41%	69

Detailed Metrics

Returns

Total Return

+51.43%

Annualized Return

+17.91%

Avg Monthly Return

+1.38%

Risk

Volatility (Annual)

+10.35%

Max Drawdown

+13.56%

Positive Months

65%

Average Drawdown

-1.8%

Risk-Adjusted

Sharpe Ratio

1.54

Risk-free rate: 2.0%

Sortino Ratio

1.44

Downside risk adjusted

Return/Volatility

1.73

Calmar Ratio

1.32

Return/Max Drawdown

Ulcer Index

2.33

Drawdown depth & duration

Martin Ratio

0.07

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€15,143.28

Backtest Period

2023-11-07 to 2026-05-15
2.5 years

Rebalancing

none

Base Currency

EUR