Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
UEF8.XETRA UBS BBG US Liquid Corp 1-5 UCITS ETF hEUR acc • LU1048315243 | ETF | 50.0% | 0.19% |
MWOQ.XETRA Amundi S&P 500 Equal Weight ESG UCITS ETF EUR Hedged Acc • IE000M86QRT4 | ETF | 30.0% | 0.2% |
GLDA.F Amundi Physical Gold ETC C EUR • FR0013416716 | ETC | 20.0% | 0.12% |
| Total | 100.0% | 0.18% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.7% | +3.2% | -5.8% | +1.5% | +0.5% | -2.7% | +0.3% | +2.9% | +0.2% | - | - | - | +3.7% |
| 2025 | +3.4% | +0.3% | -0.1% | -0.1% | +1.2% | +0.5% | +1.1% | +1.5% | +3.2% | +1.8% | +1.9% | +1.6% | +17.4% |
| 2024 | +0.1% | +0.1% | +3.6% | -0.5% | +0.3% | +0.8% | +2.5% | +1.5% | +2.0% | +0.9% | +1.3% | -2.1% | +10.8% |
| 2023 | - | - | - | - | - | - | +0.2% | -1.2% | -2.1% | -0.4% | +3.7% | +3.0% | +3.1% |
CTo fortuneo returned +11.18% a year over the 3 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.