HomePortfoliosCore.1

Core.1

Created byuser-ikr89m
Optimize FIRE Projection
Quarterly Rebalancing
CHF
Moderate Risk
Multi-currency
5.6yr backtest

Performance Summary

Total Return+79.72%
Annualized Return+10.94%
Volatility+11.24%
Sharpe Ratio0.80
Max Drawdown+16.63%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
A globally diversified, high-dividend equity portfolio built with Swiss and international ETFs for income-focused growth.
AssetTypeAllocationTER
CHDVD.SW
iShares Swiss Dividend (CH) • CH0237935637
ETF
59.6%0.15%
DXSB.XETRA
Xtrackers STOXX Global Select Dividend 100 Swap UCITS ETF 1D • LU0292096186
ETF
17.6%0.5%
VHYL.SW
Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10
ETF
13.1%0.29%
FGQC.SW
Fidelity Global Quality Income UCITS ETF INC-CHF (hedged) • IE00BMG8GR03
ETF
9.7%0.45%
Total100.0%0.26%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €17,972.4
Histogram of Monthly Returns
The portfolio had a positive return during 46 of the 69 months (67%)
Monthly Returns Heatmap
Best month: +7.7% • Worst month: -8.5% • Best year: 2021 (+22.5%) • Worst year: 2022 (-8.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.5%+5.2%-4.9%+3.4%+1.9%+3.3%+2.7%-----+12.4%
2025+5.4%+2.9%+0.2%-3.3%+2.3%-1.5%+1.3%+2.8%-0.6%+1.4%+3.6%+2.0%+17.6%
2024+1.2%+1.7%+4.0%-2.0%+4.4%+0.1%+2.8%+0.7%-0.4%-1.9%+2.2%-2.2%+11.0%
2023+3.7%-1.0%-0.4%+2.9%-2.8%+1.7%+1.9%-2.1%+0.1%-4.1%+4.2%+2.7%+6.6%
2022-1.8%-2.4%+2.8%+0.9%-2.0%-8.5%+4.5%-2.2%-6.4%+6.4%+3.5%-2.9%-8.8%
2021-0.5%+3.3%+7.7%+0.5%+2.5%+2.7%+0.5%+3.0%-4.3%+1.8%-1.4%+5.3%+22.5%
2020----------+0.3%+2.5%+2.8%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +16.63% • The longest drawdown period lasted for 1 year and 10 months and was between April 2022 and March 2024. It reached a trough of -16.6%.
When could this portfolio get you to financial independence?

Core.1 returned +10.94% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 4 distributing ETFs (100.0% of total allocation)

Total Dividends Received

€2,776.34

102 payments

Dividend Yield

3.78%

(annualized)

Avg Per Payment

€27.22

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€379.06
2025€526.29
2024€490.88
2023€489.97
2022€494.32
2021€388.79
2020€7.03
Total€2,776.34

Detailed Metrics

Returns
Total Return
+79.72%
Annualized Return
+10.94%
Avg Monthly Return
+0.90%
Risk
Volatility (Annual)
+11.24%
Max Drawdown
+16.63%
Positive Months
67%
Average Drawdown
-4.0%
Risk-Adjusted
Sharpe Ratio
0.80
Risk-free rate: 2.0%
Sortino Ratio
0.73
Downside risk adjusted
Return/Volatility
0.97
Calmar Ratio
0.66
Return/Max Drawdown
Ulcer Index
5.02
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€17,972.4
Backtest Period
2020-11-23 to 2026-07-17
5.6 years
Rebalancing
quarterly
Base Currency
CHF