Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602 | ETF | 50.0% | 0.12% |
IS0F.MU iShares USD Treasury Bond 1-3yr UCITS ETF (Acc) • IE00BYXPSP02 | ETF | 30.0% | 0.07% |
IUSQ.XETRA iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259 | ETF | 20.0% | 0.2% |
| Total | 100.0% | 0.12% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +5.5% | +4.0% | -5.4% | +0.2% | +1.1% | -4.1% | -0.9% | +4.6% | +0.1% | - | - | - | +4.6% |
| 2025 | +5.0% | +0.8% | -0.0% | -0.8% | +0.2% | -2.3% | +3.2% | +1.0% | +6.6% | +4.3% | +2.7% | +1.6% | +24.3% |
| 2024 | +1.8% | +0.7% | +5.1% | +3.1% | -0.7% | +2.3% | +1.3% | +0.4% | +2.8% | +4.5% | +2.2% | -0.4% | +25.3% |
| 2023 | +2.8% | -0.8% | +2.3% | -0.9% | +2.7% | -2.4% | +1.3% | +0.3% | -0.7% | +3.3% | -0.1% | +0.8% | +8.7% |
| 2022 | -1.2% | +2.3% | +2.3% | +2.9% | -3.7% | +0.2% | +2.1% | -0.5% | +0.4% | -2.3% | +0.1% | -1.7% | +0.7% |
| 2021 | - | - | - | - | - | - | -0.2% | +0.7% | +0.8% | +0.0% | +2.4% | +1.8% | +5.7% |
conservative global returned +13.11% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.