Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VGWE.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626 | ETF | 43.7% | 0.29% |
L8I3.XETRA Amundi EUR Overnight Return UCITS ETF Acc • FR0010510800 | ETF | 28.0% | 0.1% |
SXR0.XETRA iShares Edge MSCI World Minimum Volatility UCITS ETF EUR Hedged (Acc) • IE00BYXPXL17 | ETF | 15.0% | 0.35% |
IE00BD5HXK71 Comgest Growth World EUR R Acc • IE00BD5HXK71 | FUND | 5.8% | 1.65% |
FR0007430806 HMG Découvertes D • FR0007430806 | FUND | 5.6% | 2.25% |
LU0131510165 Indépendance et Expansion SICAV - France Small A (C) • LU0131510165 | FUND | 1.9% | 1.95% |
| Total | 100.0% | 0.47% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.2% | +3.8% | -3.6% | +2.6% | +1.9% | +1.3% | +2.0% | +0.9% | +0.6% | - | - | - | +12.0% |
| 2025 | +3.7% | +1.1% | -2.7% | -2.5% | +2.9% | -0.2% | +1.8% | +0.7% | +0.7% | +1.2% | +1.4% | +0.9% | +9.2% |
| 2024 | +1.8% | +1.3% | +3.2% | -1.0% | +1.3% | +0.1% | +2.3% | +0.4% | +0.9% | -0.6% | +3.3% | -1.8% | +11.7% |
| 2023 | +2.1% | -0.4% | -0.8% | +0.9% | -0.8% | +2.4% | +1.9% | -1.0% | -0.5% | -2.6% | +3.2% | +2.9% | +7.4% |
| 2022 | -1.1% | -1.2% | +2.6% | -0.4% | -0.6% | -4.5% | +4.2% | -1.3% | -4.5% | +4.1% | +2.9% | -2.5% | -2.7% |
| 2021 | +0.4% | +2.1% | +4.8% | +0.4% | +1.2% | +1.4% | +0.4% | +1.5% | -1.1% | +2.2% | -0.9% | +3.9% | +17.4% |
| 2020 | - | - | - | - | - | -1.9% | -0.4% | +2.0% | -0.7% | -1.8% | +6.9% | +1.7% | +5.7% |
complet returned +9.56% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.