Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VVSM.XETRA VanEck Semiconductor UCITS ETF • IE00BMC38736 | ETF | 90.0% | 0.35% |
VWRP.LSE Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 10.0% | 0.19% |
| Total | 100.0% | 0.33% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +14.2% | -0.5% | -7.4% | +34.3% | +23.9% | +14.1% | -18.1% | +0.3% | +1.6% | - | - | - | +66.7% |
| 2025 | +3.1% | -7.6% | -12.4% | -4.8% | +13.3% | +11.0% | +5.6% | -1.8% | +11.2% | +14.8% | -3.3% | +2.6% | +31.4% |
| 2024 | +5.9% | +10.8% | +5.4% | -3.3% | +4.9% | +10.9% | -7.9% | -3.4% | +0.9% | -1.4% | +3.4% | +2.8% | +31.0% |
| 2023 | +13.9% | +3.3% | +6.9% | -7.3% | +20.0% | +2.7% | +3.2% | -1.9% | -3.6% | -4.6% | +11.8% | +10.1% | +64.7% |
| 2022 | -11.9% | -0.3% | +2.6% | -8.8% | +0.1% | -13.2% | +15.3% | -7.0% | -9.5% | +0.6% | +8.3% | -8.8% | -31.1% |
| 2021 | +6.7% | +4.3% | +4.3% | -0.7% | +0.2% | +7.8% | +0.3% | +4.2% | -2.6% | +5.1% | +12.9% | +3.4% | +55.2% |
| 2020 | - | - | - | - | - | - | - | - | - | - | - | +1.6% | +1.6% |
clone returned +32.90% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.