HomePortfoliosClasic 60/40 with gold

Clasic 60/40 with gold

Created byuser-7ku9iq
Optimize
Annual Rebalancing
GBP
Low Risk
8.6yr backtest

Performance Summary

Total Return+86.09%
Annualized Return+7.52%
Volatility+7.86%
Sharpe Ratio0.70
Max Drawdown+12.94%

Holdings

Asset Allocation

Asset Class

Equity 50.0%Bonds 40.0%Precious Metals 10.0%
Holdings Details
Diversified ETF portfolio blending global stocks, bonds, emerging markets, and gold for balanced, long-term growth.
AssetTypeAllocationTER
SSAC.LSE
iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259
ETF
40.0%0.2%
AGBP.LSE
iShares Core Global Aggregate Bond UCITS ETF GBP Hedged (Dist) • IE00BF540Y54
ETF
40.0%0.1%
SGLN.LSE
iShares Physical Gold ETC • IE00B4ND3602
ETF
10.0%0.12%
AUEG.LSE
Amundi MSCI Emerging Markets Swap UCITS ETF USD Acc • LU1681045453
ETF
10.0%0.2%
Total100.0%0.15%

Performance

Portfolio Value Over Time
Starting with £10,000 investment → now worth £18,609.14
Histogram of Monthly Returns
The portfolio had a positive return during 65 of the 104 months (63%)
Monthly Returns Heatmap
Best month: +4.4% • Worst month: -5.3% • Best year: 2025 (+15.2%) • Worst year: 2022 (-8.2%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.2%+3.4%-5.3%+4.0%+3.8%+0.4%------+8.4%
2025+3.2%-1.2%-2.0%-0.5%+2.0%+1.7%+3.2%+0.3%+4.0%+3.6%+0.0%+0.2%+15.2%
2024-0.0%+1.8%+2.9%-0.9%+0.7%+2.6%+0.6%+0.3%+1.4%+1.2%+2.2%-0.5%+12.8%
2023+3.6%-1.9%+1.7%-0.2%-0.2%+1.1%+1.8%-1.1%-0.8%-1.3%+3.5%+3.5%+9.8%
2022-2.9%-0.8%+1.4%-2.1%-1.3%-2.6%+3.1%+0.1%-3.6%-0.8%+2.7%-1.4%-8.2%
2021-0.2%-1.5%+1.3%+2.2%+0.0%+1.7%+0.1%+1.7%-1.3%+1.0%+1.1%+0.7%+7.0%
2020+0.0%-1.9%-4.7%+4.4%+2.9%+2.4%+0.7%+1.7%+0.2%-1.2%+3.2%+2.0%+9.8%
2019+2.9%+0.3%+2.3%+1.3%-0.5%+4.0%+3.1%-0.3%+0.1%-1.6%+0.9%+1.1%+14.2%
2018-0.2%-0.5%-2.0%+1.4%+1.5%-0.4%+1.4%+0.4%-0.3%-2.7%+1.0%-1.9%-2.5%
2017-----------1.2%+1.4%+0.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +12.94% • The longest drawdown period lasted for 2 years and 2 months and was between November 2021 and February 2024. It reached a trough of -11.3%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (40.0% of total allocation)

Total Dividends Received

£841.72

17 payments

Dividend Yield

0.77%

(annualized)

Avg Per Payment

£49.51

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026£110.29
2025£184.40
2024£138.90
2023£98.57
2022£71.03
2021£60.91
2020£70.79
2019£68.04
2018£38.80
Total£841.72

Detailed Metrics

Returns
Total Return
+86.09%
Annualized Return
+7.52%
Avg Monthly Return
+0.62%
Risk
Volatility (Annual)
+7.86%
Max Drawdown
+12.94%
Positive Months
63%
Average Drawdown
-2.8%
Risk-Adjusted
Sharpe Ratio
0.70
Risk-free rate: 2.0%
Sortino Ratio
0.66
Downside risk adjusted
Return/Volatility
0.96
Calmar Ratio
0.58
Return/Max Drawdown
Ulcer Index
3.68
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
£10,000
Final Value
£18,609.14
Backtest Period
2017-11-23 to 2026-06-19
8.6 years
Rebalancing
annual
Base Currency
GBP
Clasic 60/40 with gold | +7.5% CAGR | ETF Backtest