Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
LYP6.XETRA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 25.0% | 0.07% |
PJEU.XETRA Invesco Euro Cash 3 Months UCITS ETF Acc • IE00B3BPCH51 | ETF | 25.0% | 0.09% |
SXRQ.XETRA iShares Euro Government Bond 7-10yr UCITS ETF (Acc) • IE00B3VTN290 | ETF | 25.0% | 0.15% |
GOLD-EUR.PA Amundi Physical Gold ETC (C) • FR0013416716 | ETF | 25.0% | 0.12% |
| Total | 100.0% | 0.11% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +4.7% | +2.8% | -5.3% | +1.1% | +1.0% | -1.8% | -0.3% | +2.0% | +0.2% | - | - | - | +4.1% |
| 2025 | +3.7% | +1.5% | +0.0% | +0.8% | +1.2% | -1.3% | +1.0% | +0.8% | +3.5% | +2.6% | +1.7% | +0.9% | +17.6% |
| 2024 | +0.4% | +0.3% | +3.6% | +0.6% | +0.9% | +0.2% | +1.8% | +0.8% | +1.6% | +0.8% | +0.9% | -0.7% | +11.7% |
| 2023 | +3.4% | -0.9% | +2.2% | +0.4% | +0.2% | -0.7% | +1.0% | -0.4% | -1.7% | +1.1% | +2.3% | +2.2% | +9.3% |
| 2022 | -1.4% | +0.1% | +0.5% | -0.2% | -2.0% | -2.2% | +2.8% | -2.9% | -2.6% | +0.7% | +2.9% | -1.8% | -6.2% |
| 2021 | -0.7% | -1.6% | +2.3% | +0.6% | +2.2% | -0.5% | +1.7% | +0.4% | -1.5% | +1.3% | +0.3% | +1.8% | +6.3% |
| 2020 | +1.5% | -1.8% | -3.5% | +3.1% | +0.8% | +1.4% | +1.6% | -0.0% | -0.5% | -0.9% | +0.7% | +1.7% | +3.9% |
| 2019 | - | - | - | - | +0.2% | +3.1% | +1.4% | +2.4% | -0.2% | +0.2% | -0.1% | +1.0% | +8.4% |
CARTERA PERMANENTE SIN SMALL CAPS returned +7.38% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.