HomePortfoliosCARTERA PERMANENTE EMU - PRIME

CARTERA PERMANENTE EMU - PRIME

Prime con Small caps

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Annual Rebalancing
EUR
Low Risk
6.2yr backtest

Performance Summary

Total Return+50.50%
Annualized Return+6.82%
Volatility+6.44%
Sharpe Ratio0.75
Max Drawdown+11.26%

Holdings

Asset Allocation

Asset Class

Bonds 25.0%Precious Metals 25.0%Money Market 25.0%Equity 25.0%
Holdings Details
Diversified EUR ETF portfolio blending bonds, gold, equities and cash with annual rebalancing for balanced long-term wealth preservation and growth.
AssetTypeAllocationTER
SXRQ.XETRA
iShares Euro Government Bond 7-10yr UCITS ETF (Acc)IE00B3VTN290
ETF
25.0%0.15%
PHAU.AS
WisdomTree Physical Gold EURJE00B1VS3770
ETF
25.0%0.39%
PJEU.XETRA
Invesco Euro Cash 3 Months UCITS ETF AccIE00B3BPCH51
ETF
25.0%0.09%
PRAZ.XETRA
Amundi Prime Eurozone UCITS ETF DR (C)LU2089238112
ETF
17.5%0.05%
SXRJ.XETRA
iShares MSCI EMU Small Cap UCITS ETF (Acc)IE00B3VWMM18
ETF
7.5%0.58%
Total100.0%0.21%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €15,049.6
Histogram of Monthly Returns
The portfolio had a positive return during 51 of the 76 months (67%)
Monthly Returns Heatmap
Best month: +4.6% • Worst month: -5.6% • Best year: 2025 (+18.6%) • Worst year: 2022 (-7.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.6%+2.7%-5.6%+0.9%--------+2.4%
2025+3.8%+1.3%+0.4%+1.1%+1.5%-0.9%+1.0%+0.6%+3.6%+2.4%+1.6%+0.9%+18.6%
2024+0.4%+0.4%+3.7%+0.5%+0.9%-0.5%+1.7%+0.7%+1.8%+0.8%+0.6%-0.3%+11.2%
2023+4.0%-0.8%+2.0%+0.1%+0.3%-0.4%+1.1%-0.7%-2.1%+1.2%+2.7%+2.1%+9.7%
2022-1.5%-0.1%+0.2%-0.5%-1.6%-2.7%+2.6%-2.9%-2.8%+1.0%+2.9%-1.6%-7.0%
2021-0.4%-1.0%+2.3%+0.7%+2.1%-0.8%+1.6%+0.6%-1.5%+1.0%+0.1%+1.5%+6.4%
2020+0.1%-0.6%-5.5%+3.0%+1.1%+1.8%+2.4%-0.6%-0.2%-1.8%+1.6%+1.6%+2.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +11.26% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -10.6%.

Detailed Metrics

Returns
Total Return
+50.50%
Annualized Return
+6.82%
Avg Monthly Return
+0.56%
Risk
Volatility (Annual)
+6.44%
Max Drawdown
+11.26%
Positive Months
67%
Average Drawdown
-2.6%
Risk-Adjusted
Sharpe Ratio
0.75
Risk-free rate: 2.0%
Sortino Ratio
0.69
Downside risk adjusted
Return/Volatility
1.06
Calmar Ratio
0.61
Return/Max Drawdown
Ulcer Index
3.39
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
15,049.6
Backtest Period
2020-01-22 to 2026-04-02
6.2 years
Rebalancing
annual
Base Currency
EUR