HomePortfoliosCARTERA PERMANENTE EU-UK

CARTERA PERMANENTE EU-UK

Eurozona y UK

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Annual Rebalancing
EUR
Low Risk
5.6yr backtest

Performance Summary

Total Return+46.20%
Annualized Return+7.04%
Volatility+6.00%
Sharpe Ratio0.84
Max Drawdown+9.32%

Holdings

Asset Allocation

Asset Class

Precious Metals 25.0%Money Market 25.0%Equity 25.0%Bonds 25.0%
Holdings Details
Diversified EU-UK permanent portfolio strategy with annual rebalancing for long-term wealth building and portfolio stability across Eurozone and UK markets.
AssetTypeAllocationTER
PHAU.AS
WisdomTree Physical Gold EURJE00B1VS3770
ETF
25.0%0.39%
PJEU.XETRA
Invesco Euro Cash 3 Months UCITS ETF AccIE00B3BPCH51
ETF
25.0%0.09%
PRAZ.XETRA
Amundi Prime Eurozone UCITS ETF DR (C)LU2089238112
ETF
12.5%0.05%
SXRQ.XETRA
iShares Euro Government Bond 7-10yr UCITS ETF (Acc)IE00B3VTN290
ETF
12.5%0.15%
UFMB.XETRA
UBS MSCI United Kingdom UCITS ETF hEUR accLU1169821292
ETF
12.5%0.23%
VGUE.XETRA
Vanguard U.K. Gilt UCITS ETF EUR Hedged AccumulatingIE00BMX0B524
ETF
12.5%0.1%
Total100.0%0.19%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €14,619.81
Histogram of Monthly Returns
The portfolio had a positive return during 47 of the 68 months (69%)
Monthly Returns Heatmap
Best month: +4.3% • Worst month: -5.5% • Best year: 2025 (+18.6%) • Worst year: 2022 (-5.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.3%+3.4%-5.5%+1.0%--------+3.0%
2025+3.9%+1.2%+0.5%+0.7%+0.8%-0.9%+1.4%+0.7%+3.6%+3.0%+1.5%+0.9%+18.6%
2024+0.0%+0.3%+3.7%+0.8%+0.7%+0.1%+1.8%+0.8%+1.3%+0.9%+0.8%-0.7%+10.8%
2023+3.4%-1.1%+2.0%+0.1%-0.7%-0.7%+1.1%-0.8%-1.2%+1.2%+1.9%+2.1%+7.5%
2022-1.1%+0.4%+0.4%-0.1%-1.8%-2.1%+2.1%-2.7%-2.9%+0.7%+3.2%-1.6%-5.5%
2021-1.1%-1.9%+1.9%+1.1%+1.9%-0.7%+1.6%+0.4%-1.4%+1.3%+0.4%+1.3%+4.9%
2020---------0.3%-2.0%+1.8%+2.0%+1.4%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +9.32% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -9.3%.

Detailed Metrics

Returns
Total Return
+46.20%
Annualized Return
+7.04%
Avg Monthly Return
+0.58%
Risk
Volatility (Annual)
+6.00%
Max Drawdown
+9.32%
Positive Months
69%
Average Drawdown
-1.9%
Risk-Adjusted
Sharpe Ratio
0.84
Risk-free rate: 2.0%
Sortino Ratio
0.82
Downside risk adjusted
Return/Volatility
1.17
Calmar Ratio
0.76
Return/Max Drawdown
Ulcer Index
2.48
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
14,619.81
Backtest Period
2020-09-02 to 2026-04-02
5.6 years
Rebalancing
annual
Base Currency
EUR