HomePortfoliosCARTERA PERMANENTE EMU - JAPON - UK - USA

CARTERA PERMANENTE EMU - JAPON - UK - USA

Permanente Eurozona y Japon

Created byuser-u6btuh
Optimize
Annual Rebalancing
EUR
Low Risk
3.0yr backtest

Performance Summary

Total Return+40.49%
Annualized Return+12.10%
Volatility+6.28%
Sharpe Ratio1.61
Max Drawdown+6.90%

Holdings

Asset Allocation

Asset Class

Bonds 50.0%Precious Metals 25.0%Equity 25.0%
Holdings Details
Diversified global ETF portfolio with gold, bonds, and equities across the EU, Japan, UK, and USA for stable, permanent capital growth.
AssetTypeAllocationTER
PRAB.XETRA
Amundi Prime Euro Government Bond 0-1Y UCITS ETF Acc • LU2233156582
ETF
25.0%0.05%
GOLD-EUR.PA
Amundi Physical Gold ETC (C) • FR0013416716
ETF
25.0%0.12%
SXRQ.XETRA
iShares Euro Government Bond 7-10yr UCITS ETF (Acc) • IE00B3VTN290
ETF
6.3%0.15%
PRAZ.XETRA
Amundi Prime Eurozone UCITS ETF DR (C) • LU2089238112
ETF
6.3%0.05%
SXR4.XETRA
iShares MSCI USA UCITS ETF (Acc) • IE00B52SFT06
ETF
6.3%0.03%
XJSE.XETRA
Xtrackers II Japan Government Bond UCITS ETF 1C • LU0952581584
ETF
6.3%0.15%
UFMB.XETRA
UBS MSCI United Kingdom UCITS ETF hEUR acc • LU1169821292
ETF
6.2%0.23%
CBUS.XETRA
iShares Core UK Gilts UCITS ETF EUR Hedged (Dist) • IE000BI0GCN3
ETF
6.2%0.09%
7USH.XETRA
Amundi US Treasury Bond 7-10Y UCITS ETF EUR Hedged Acc • LU1407888137
ETF
6.2%0.06%
UFMA.XETRA
UBS Core MSCI Japan UCITS ETF hEUR acc • LU1169822266
ETF
6.2%0.15%
Total100.0%0.10%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €14,049.3
Histogram of Monthly Returns
The portfolio had a positive return during 30 of the 37 months (81%)
Monthly Returns Heatmap
Best month: +4.2% • Worst month: -5.1% • Best year: 2025 (+16.6%) • Worst year: 2026 (+3.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.2%+3.2%-5.1%+1.0%--------+3.0%
2025+3.4%+0.5%+0.2%+0.3%+0.8%-0.8%+1.4%+0.9%+3.7%+3.0%+1.5%+0.5%+16.6%
2024+0.7%+0.7%+3.5%+0.4%+0.4%+0.9%+1.5%+0.6%+1.4%+1.3%+1.4%-0.5%+13.0%
2023----0.3%+0.4%-0.4%+0.9%-0.5%-1.1%+0.9%+1.9%+1.7%+3.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +6.90% • The longest drawdown period lasted for 5 months and was between June 2023 and November 2023. It reached a trough of -2.9%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (6.2% of total allocation)

Total Dividends Received

€68.07

6 payments

Dividend Yield

0.20%

(annualized)

Avg Per Payment

€11.34

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2025€30.99
2024€22.43
2023€14.65
Total€68.07

Detailed Metrics

Returns
Total Return
+40.49%
Annualized Return
+12.10%
Avg Monthly Return
+0.94%
Risk
Volatility (Annual)
+6.28%
Max Drawdown
+6.90%
Positive Months
81%
Average Drawdown
-0.9%
Risk-Adjusted
Sharpe Ratio
1.61
Risk-free rate: 2.0%
Sortino Ratio
1.55
Downside risk adjusted
Return/Volatility
1.93
Calmar Ratio
1.75
Return/Max Drawdown
Ulcer Index
1.20
Drawdown depth & duration
Martin Ratio
0.08
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€14,049.3
Backtest Period
2023-04-11 to 2026-04-02
3.0 years
Rebalancing
annual
Base Currency
EUR