HomePortfoliosCARTERA PERMANENTE CON BONOS DE 25+y

CARTERA PERMANENTE CON BONOS DE 25+y

Bonos de muy larga duración

Optimize
Annual Rebalancing
EUR
Low Risk
11.2yr backtest

Performance Summary

Total Return+62.54%
Annualized Return+4.44%
Volatility+7.02%
Sharpe Ratio0.35
Max Drawdown+15.66%

Holdings

Asset Allocation

Asset Class

Bonds 25.0%Money Market 25.0%Precious Metals 25.0%Equity 25.0%
Holdings Details
Diversified ETF portfolio with long-duration euro bonds, gold, and European equities. Annual rebalancing strategy for stable long-term wealth preservation.
AssetTypeAllocationTER
MTH.PA
Amundi Euro Government Bond 25+Y UCITS ETF AccLU1686832194
ETF
25.0%0.07%
PJEU.XETRA
Invesco Euro Cash 3 Months UCITS ETF AccIE00B3BPCH51
ETF
25.0%0.09%
PHAU.AS
WisdomTree Physical Gold EURJE00B1VS3770
ETF
25.0%0.39%
XSX6.XETRA
Xtrackers STOXX Europe 600 UCITS ETF 1CLU0328475792
ETF
17.5%0.2%
ZPRX.XETRA
SPDR MSCI Europe Small Cap Value Weighted UCITS ETFIE00BSPLC298
ETF
7.5%0.3%
Total100.0%0.20%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €16,253.99
Histogram of Monthly Returns
The portfolio had a positive return during 74 of the 135 months (55%)
Monthly Returns Heatmap
Best month: +4.7% • Worst month: -5.8% • Best year: 2019 (+17.5%) • Worst year: 2022 (-11.9%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.7%+3.4%-5.6%+1.0%-0.7%-------+2.5%
2025+3.2%+1.5%-1.1%+1.2%+1.1%-1.4%+0.9%-0.0%+3.8%+2.8%+1.4%+0.8%+15.0%
2024+0.0%-0.0%+3.8%+0.2%+0.8%-0.4%+2.5%+0.5%+1.6%+0.8%+1.5%-1.3%+10.4%
2023+4.5%-2.1%+2.3%+0.1%-0.1%-0.2%+0.4%-0.7%-3.1%+0.7%+3.8%+3.6%+9.2%
2022-1.4%-0.7%-0.1%-1.6%-3.1%-3.3%+4.2%-4.2%-3.5%+0.5%+4.3%-3.3%-11.9%
2021-1.0%-2.3%+2.0%+0.1%+2.3%-0.8%+2.7%+0.2%-1.9%+1.8%+0.4%+0.9%+4.4%
2020+2.8%-1.1%-5.8%+4.3%+0.5%+1.7%+2.2%-0.5%+0.5%-0.3%+1.0%+1.9%+6.9%
2019+3.3%+0.6%+1.8%+0.7%-0.1%+4.3%+2.1%+4.1%-0.4%-0.4%-0.3%+0.6%+17.5%
2018+0.3%-0.8%+0.5%+1.0%+0.4%-1.1%-0.1%-1.0%-0.4%-0.6%-0.1%-0.0%-1.9%
2017-1.5%+2.9%-0.0%+1.1%-0.8%-1.8%-0.2%+1.1%-0.1%+1.3%-0.8%+0.4%+1.6%
2016+1.2%+3.3%-0.4%-0.0%+0.9%+3.0%+2.4%-1.0%+0.0%-2.6%-2.2%+1.7%+6.2%
2015--+1.5%-2.5%-0.1%-4.2%+0.5%-1.7%-0.8%+3.6%-0.1%-2.8%-6.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +15.66% • The longest drawdown period lasted for 2 years and 7 months and was between August 2016 and March 2019. It reached a trough of -6.7%.

Detailed Metrics

Returns
Total Return
+62.54%
Annualized Return
+4.44%
Avg Monthly Return
+0.38%
Risk
Volatility (Annual)
+7.02%
Max Drawdown
+15.66%
Positive Months
55%
Average Drawdown
-4.3%
Risk-Adjusted
Sharpe Ratio
0.35
Risk-free rate: 2.0%
Sortino Ratio
0.33
Downside risk adjusted
Return/Volatility
0.63
Calmar Ratio
0.28
Return/Max Drawdown
Ulcer Index
5.35
Drawdown depth & duration
Martin Ratio
0.00
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
16,253.99
Backtest Period
2015-03-10 to 2026-05-15
11.2 years
Rebalancing
annual
Base Currency
EUR
CARTERA PERMANENTE CON BONOS DE 25+y | 11-Year Backtest