Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
MTH.PA Amundi Euro Government Bond 25+Y UCITS ETF Acc • LU1686832194 | ETF | 25.0% | 0.07% |
PJEU.XETRA Invesco Euro Cash 3 Months UCITS ETF Acc • IE00B3BPCH51 | ETF | 25.0% | 0.09% |
PHAU.AS WisdomTree Physical Gold EUR • JE00B1VS3770 | ETF | 25.0% | 0.39% |
XSX6.XETRA Xtrackers STOXX Europe 600 UCITS ETF 1C • LU0328475792 | ETF | 17.5% | 0.2% |
ZPRX.XETRA SPDR MSCI Europe Small Cap Value Weighted UCITS ETF • IE00BSPLC298 | ETF | 7.5% | 0.3% |
| Total | 100.0% | 0.20% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +4.7% | +3.4% | -5.6% | +1.0% | +1.3% | -2.2% | -0.6% | +1.8% | +0.1% | - | - | - | +3.6% |
| 2025 | +3.2% | +1.5% | -1.1% | +1.2% | +1.1% | -1.4% | +0.9% | -0.0% | +3.8% | +2.8% | +1.4% | +0.8% | +15.0% |
| 2024 | +0.0% | -0.0% | +3.8% | +0.2% | +0.8% | -0.4% | +2.5% | +0.5% | +1.6% | +0.8% | +1.5% | -1.3% | +10.4% |
| 2023 | +4.5% | -2.1% | +2.3% | +0.1% | -0.1% | -0.2% | +0.4% | -0.7% | -3.1% | +0.7% | +3.8% | +3.6% | +9.2% |
| 2022 | -1.4% | -0.7% | -0.1% | -1.6% | -3.1% | -3.3% | +4.2% | -4.2% | -3.5% | +0.5% | +4.3% | -3.3% | -11.9% |
| 2021 | -1.0% | -2.3% | +2.0% | +0.1% | +2.3% | -0.8% | +2.7% | +0.2% | -1.9% | +1.8% | +0.4% | +0.9% | +4.4% |
| 2020 | +2.8% | -1.1% | -5.8% | +4.3% | +0.5% | +1.7% | +2.2% | -0.5% | +0.5% | -0.3% | +1.0% | +1.9% | +6.9% |
| 2019 | +3.3% | +0.6% | +1.8% | +0.7% | -0.1% | +4.3% | +2.1% | +4.1% | -0.4% | -0.4% | -0.3% | +0.6% | +17.5% |
| 2018 | +0.3% | -0.8% | +0.5% | +1.0% | +0.4% | -1.1% | -0.1% | -1.0% | -0.4% | -0.6% | -0.1% | -0.0% | -1.9% |
| 2017 | -1.5% | +2.9% | -0.0% | +1.1% | -0.8% | -1.8% | -0.2% | +1.1% | -0.1% | +1.3% | -0.8% | +0.4% | +1.6% |
| 2016 | +1.2% | +3.3% | -0.4% | -0.0% | +0.9% | +3.0% | +2.4% | -1.0% | +0.0% | -2.6% | -2.2% | +1.7% | +6.2% |
| 2015 | - | - | +1.5% | -2.5% | -0.1% | -4.2% | +0.5% | -1.7% | -0.8% | +3.6% | -0.1% | -2.8% | -6.6% |
CARTERA PERMANENTE CON BONOS DE 25+y returned +4.41% a year over the 11 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.