Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
PJSR.XETRA PIMCO Euro Short Maturity UCITS ETF Acc • IE00BVZ6SP04 | ETF | 25.0% | 0.19% |
GZUR.XETRA WisdomTree Physical Swiss Gold • JE00B588CD74 | ETF | 25.0% | 0.15% |
IUSK.XETRA iShares MSCI Europe SRI UCITS ETF (Acc) • IE00B52VJ196 | ETF | 18.5% | 0.2% |
IBCM.XETRA iShares Euro Government Bond 7-10yr UCITS ETF EUR (Dist) • IE00B1FZS806 | ETF | 12.0% | 0.15% |
IBCL.XETRA iShares Euro Government Bond 15-30yr UCITS ETF (Dist) • IE00B1FZS913 | ETF | 10.0% | 0.15% |
SXRJ.XETRA iShares MSCI EMU Small Cap UCITS ETF (Acc) • IE00B3VWMM18 | ETF | 6.5% | 0.58% |
EUNH.XETRA iShares Core Euro Government Bond UCITS ETF (Dist) • IE00B4WXJJ64 | ETF | 3.0% | 0.07% |
| Total | 100.0% | 0.19% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.7% | +2.9% | -5.7% | +1.5% | +1.2% | -1.8% | -0.8% | +2.1% | -0.0% | - | - | - | +2.9% |
| 2025 | +3.3% | +0.8% | -0.3% | +1.3% | +1.1% | -1.4% | +0.6% | +0.2% | +3.5% | +2.4% | +1.4% | +1.2% | +14.9% |
| 2024 | +0.5% | +0.2% | +3.5% | +0.3% | +1.1% | -0.0% | +1.8% | +0.8% | +1.5% | +0.5% | +1.1% | -1.1% | +10.6% |
| 2023 | - | - | - | - | - | - | +0.8% | -0.5% | -2.3% | +1.3% | +2.9% | +2.5% | +4.6% |
CARTERA PERMANENTE BALANCEADA returned +10.38% a year over the 3 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.
Total Dividends Received
€246.71
19 payments
Dividend Yield
0.65%
(annualized)
Avg Per Payment
€12.98
per event
All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.
| Year | Dividends |
|---|---|
| 2026 | €57.22 |
| 2025 | €85.70 |
| 2024 | €72.32 |
| 2023 | €31.47 |
| Total | €246.71 |