HomePortfoliosCARTERA BONOS
Optimize
Monthly Rebalancing
EUR
Moderate Risk
Multi-currency
7.7yr backtest

Performance Summary

Total Return+172.45%
Annualized Return+13.93%
Volatility+12.51%
Sharpe Ratio0.95
Max Drawdown+29.28%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Bonds 10.0%
Holdings Details
Diversified global equity portfolio with 90% stocks and 10% bonds, covering developed, emerging markets, and technology for growth.
AssetTypeAllocationTER
IE00B03HD191
Vanguard Global Stock Index Fund EUR AccIE00B03HD191
FUND
50.0%0.18%
LU1670707527
M&G (Lux) European Strategic Value Fund A EUR AccLU1670707527
FUND
10.0%1.86%
IE0031786696
Vanguard Emerging Markets Stock Index Fund EUR AccIE0031786696
FUND
10.0%0.08%
IE00BH6XS969
Heptagon Fund ICAV - Kopernik Global All-Cap Equity Fund A USD AccIE00BH6XS969
FUND
10.0%1.45%
IE00B42N9S52
Polar Capital Global Technology Fund I IncomeIE00B42N9S52
FUND
10.0%1.03%
IE00BFZMJT78
NB ULTRA SHORT TERM EN CASHIE00BFZMJT78
FUND
10.0%0.25%
Total100.0%0.56%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €27,244.55
Histogram of Monthly Returns
The portfolio had a positive return during 63 of the 94 months (67%)
Monthly Returns Heatmap
Best month: +11.2% • Worst month: -12.0% • Best year: 2019 (+24.2%) • Worst year: 2022 (-13.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.7%+2.7%-5.1%+8.8%+6.3%+0.4%-0.6%-----+16.7%
2025+3.2%-0.6%-5.7%-2.6%+6.3%+2.1%+3.8%+0.6%+4.1%+4.5%-0.3%+0.5%+16.4%
2024+2.0%+4.0%+3.2%-1.3%+2.3%+2.9%+0.3%+0.2%+1.7%+0.5%+4.8%-0.1%+22.2%
2023+5.3%+0.0%+0.8%-0.5%+2.9%+2.3%+2.7%-1.0%-1.0%-2.5%+5.4%+3.1%+18.4%
2022-2.8%-2.8%+2.3%-2.6%-1.4%-6.3%+8.1%-1.9%-6.8%+3.7%+3.8%-6.0%-13.0%
2021+0.6%+2.8%+4.7%+1.6%+0.7%+3.6%+0.1%+2.3%-1.5%+4.3%-0.3%+2.2%+23.2%
2020-0.1%-6.0%-12.0%+11.2%+3.4%+2.4%+0.5%+4.5%-1.6%-1.7%+8.7%+2.8%+10.3%
2019+7.0%+3.0%+1.7%+3.2%-4.9%+3.6%+2.2%-1.3%+2.3%+0.5%+3.0%+2.0%+24.2%
2018---------+0.0%+0.9%-6.4%-5.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +29.28% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -15.4%.

Detailed Metrics

Returns
Total Return
+172.45%
Annualized Return
+13.93%
Avg Monthly Return
+1.14%
Risk
Volatility (Annual)
+12.51%
Max Drawdown
+29.28%
Positive Months
67%
Average Drawdown
-4.6%
Risk-Adjusted
Sharpe Ratio
0.95
Risk-free rate: 2.0%
Sortino Ratio
0.84
Downside risk adjusted
Return/Volatility
1.11
Calmar Ratio
0.48
Return/Max Drawdown
Ulcer Index
6.01
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
27,244.55
Backtest Period
2018-10-31 to 2026-07-09
7.7 years
Rebalancing
monthly
Base Currency
EUR
CARTERA BONOS | +13.9% CAGR | ETF Backtest