HomePortfoliosCartera 1 MB
Optimize
None Rebalancing
EUR
Low Risk
5.5yr backtest

Performance Summary

Total Return+66.86%
Annualized Return+9.67%
Volatility+6.64%
Sharpe Ratio1.16
Max Drawdown+12.38%

Holdings

Asset Allocation

Asset Class

Equity 68.7%Money Market 30.7%Bonds 0.6%
Holdings Details
Diversified global equity and money market portfolio with 69% stocks and 31% cash-like holdings for balanced growth and stability.
AssetTypeAllocationTER
ES0173367048
Miralta Narval A FIES0173367048
FUND
37.7%1.35%
LU0083138064
BNP EUR MONEY MKT-CLS CLU0083138064
FUND
25.6%0.25%
LU0996182563
Amundi Index Solutions - Amundi Index MSCI World AE-CLU0996182563
FUND
17.4%0.3%
LU2638558333
Miralta SICAV Sequoia Fund - A EURLU2638558333
FUND
13.6%1.8%
FR0010288316
Groupama Entreprises NFR0010288316
FUND
5.1%0.3%
LU1164219682
AXA WORLD-EUR CR TOT RT-ALU1164219682
FUND
0.5%1.1%
FI0008800511
Evli Short Corporate BondFI0008800511
FUND
0.1%0.4%
Total100.0%0.89%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €16,686.27
Histogram of Monthly Returns
The portfolio had a positive return during 46 of the 68 months (68%)
Monthly Returns Heatmap
Best month: +5.9% • Worst month: -5.1% • Best year: 2024 (+15.4%) • Worst year: 2022 (-7.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.2%+0.8%-3.5%+5.9%+2.9%-1.6%------+8.7%
2025+2.7%+0.4%-2.7%+0.7%+3.8%+1.4%+2.0%-0.8%+2.4%+1.9%+0.1%+0.7%+13.3%
2024-0.3%+4.1%+4.4%-1.9%+2.5%+0.1%+1.5%-0.1%+1.2%+0.2%+4.4%-1.4%+15.4%
2023+4.0%-0.3%+0.7%+0.2%+0.2%+2.0%+2.4%-1.3%-0.8%-0.6%+3.9%+2.4%+13.4%
2022-2.8%-2.3%+0.7%-1.5%-0.3%-5.1%+5.8%-2.0%-3.9%+3.1%+3.7%-2.9%-7.8%
2021+0.1%+1.5%+3.1%+1.1%+0.8%+1.1%+0.7%+0.6%-2.2%+2.4%-1.1%+2.6%+11.1%
2020----------+0.0%+0.9%+1.0%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +12.38% • The longest drawdown period lasted for 1 year and 8 months and was between November 2021 and July 2023. It reached a trough of -12.4%.

Detailed Metrics

Returns
Total Return
+66.86%
Annualized Return
+9.67%
Avg Monthly Return
+0.78%
Risk
Volatility (Annual)
+6.64%
Max Drawdown
+12.38%
Positive Months
68%
Average Drawdown
-3.0%
Risk-Adjusted
Sharpe Ratio
1.16
Risk-free rate: 2.0%
Sortino Ratio
1.05
Downside risk adjusted
Return/Volatility
1.46
Calmar Ratio
0.78
Return/Max Drawdown
Ulcer Index
4.01
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
16,686.27
Backtest Period
2020-11-23 to 2026-06-11
5.5 years
Rebalancing
none
Base Currency
EUR
Cartera 1 MB | +9.7% CAGR | ETF Backtest