None Rebalancing
EUR
High Risk
10.8yr backtest

Performance Summary

Total Return+820.47%
Annualized Return+22.92%
Volatility+22.02%
Sharpe Ratio0.95
Max Drawdown+31.45%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Invest in US technology stocks with this 100% equity ETF portfolio focused on the S&P 500 IT sector for targeted growth potential.
AssetTypeAllocationTER
QDVE.XETRA
iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc)IE00B3WJKG14
ETF
100.0%0.15%
Total100.0%0.15%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €92,046.87
Histogram of Monthly Returns
The portfolio had a positive return during 82 of the 130 months (63%)
Monthly Returns Heatmap
Best month: +17.7% • Worst month: -12.4% • Best year: 2023 (+54.1%) • Worst year: 2022 (-25.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-3.0%-3.5%-4.3%+17.7%+16.9%-1.7%-4.6%+5.9%+0.8%---+23.5%
2025-1.2%-4.8%-12.4%-2.9%+11.6%+5.8%+9.1%-2.8%+6.8%+8.8%-5.3%-0.2%+10.0%
2024+6.1%+5.8%+2.9%-3.0%+5.2%+13.7%-4.5%-1.5%+2.0%+2.5%+7.2%+3.4%+46.1%
2023+7.8%+3.7%+6.9%-1.4%+14.8%+3.8%+2.0%+0.7%-4.3%-1.6%+9.8%+3.3%+54.1%
2022-8.5%-3.6%+5.8%-5.4%-5.3%-6.9%+15.1%-3.1%-8.0%+4.7%-3.3%-8.3%-25.8%
2021+0.7%+2.0%+4.1%+2.8%-3.0%+10.3%+3.4%+4.6%-3.4%+6.6%+7.1%+4.6%+46.8%
2020+5.4%-8.5%-4.5%+10.8%+3.9%+6.4%-0.5%+11.8%-2.8%-5.0%+7.3%+4.4%+29.7%
2019+7.0%+7.6%+5.9%+6.3%-7.1%+5.7%+7.9%-2.4%+2.6%+1.5%+6.9%+3.0%+53.9%
2018+2.8%+2.9%-6.2%+3.6%+10.5%-0.2%+1.3%+7.6%-0.5%-5.3%-3.0%-8.8%+3.0%
2017+0.1%+7.5%+1.9%+0.1%+1.4%-3.9%+1.0%+2.2%+1.2%+8.9%-0.9%+0.5%+21.0%
2016-7.0%+0.8%+2.9%-6.9%+9.1%-2.5%+7.8%+2.1%+1.6%+2.6%+3.7%+2.5%+16.6%
2015------------4.7%-4.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +31.45% • The longest drawdown period lasted for 1 year and 4 months and was between January 2022 and May 2023. It reached a trough of -26.2%.
When could this portfolio get you to financial independence?

QDVE returned +22.92% a year over the 11 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+820.47%
Annualized Return
+22.92%
Avg Monthly Return
+1.89%
Risk
Volatility (Annual)
+22.02%
Max Drawdown
+31.45%
Positive Months
63%
Average Drawdown
-6.7%
Risk-Adjusted
Sharpe Ratio
0.95
Risk-free rate: 2.0%
Sortino Ratio
0.89
Downside risk adjusted
Return/Volatility
1.04
Calmar Ratio
0.73
Return/Max Drawdown
Ulcer Index
8.53
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
92,046.87
Backtest Period
2015-12-02 to 2026-09-04
10.8 years
Rebalancing
none
Base Currency
EUR