Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
EUIN.XETRA Amundi Euro Inflation Expectations 2-10Y UCITS ETF Acc • LU1390062245 | ETF | 50.0% | 0.25% |
LYXD.XETRA Amundi Euro Government Bond 7-10Y UCITS ETF Acc • LU1287023185 | ETF | 50.0% | 0.15% |
| Total | 100.0% | 0.20% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.5% | +0.7% | +0.1% | +0.1% | +1.1% | +1.2% | -1.0% | -0.8% | -0.5% | - | - | - | +1.4% |
| 2025 | +0.3% | +0.3% | -0.5% | +1.5% | +0.7% | -1.8% | +1.8% | -0.9% | -0.1% | +0.8% | +0.2% | -1.0% | +1.0% |
| 2024 | -0.4% | -0.3% | +0.6% | -0.2% | -0.1% | +0.1% | +1.0% | +0.0% | +0.8% | -0.4% | +1.2% | -0.8% | +1.6% |
| 2023 | +0.9% | -0.1% | +0.9% | +0.1% | +0.5% | -0.1% | +0.4% | +0.1% | -1.4% | +0.4% | +1.2% | +1.7% | +4.7% |
| 2022 | -0.2% | +0.1% | +0.6% | -0.4% | -1.3% | -1.5% | +2.7% | -2.0% | -3.1% | +1.6% | +1.2% | -2.0% | -4.3% |
| 2021 | +0.2% | -0.8% | +1.1% | -0.3% | +0.4% | +0.1% | +1.1% | -0.1% | +0.1% | -0.4% | +0.8% | -0.0% | +2.3% |
| 2020 | +0.7% | -0.2% | -2.8% | +0.4% | +0.3% | +0.8% | +0.8% | -0.3% | -0.0% | +0.3% | +0.6% | +0.2% | +0.7% |
| 2019 | +0.5% | -0.3% | +0.5% | +0.3% | +0.3% | +0.9% | +1.1% | +0.4% | -0.3% | -0.4% | -0.4% | -0.2% | +2.4% |
| 2018 | -0.5% | +0.1% | +0.7% | -0.1% | -0.4% | +0.4% | -0.3% | -0.3% | -0.2% | -0.2% | -0.1% | +0.1% | -0.7% |
| 2017 | -1.1% | +0.5% | +0.1% | +0.2% | +0.4% | -0.3% | +0.4% | +0.2% | -0.0% | +0.2% | +0.5% | -0.3% | +0.9% |
| 2016 | - | - | - | - | - | - | - | - | - | - | +0.1% | +0.6% | +0.7% |
Bond mix returned +1.05% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.