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Blueprint Simple

Less positions than the original.

Created byuser-ka93kz
Optimize
Annual Rebalancing
EUR
Low Risk
2.3yr backtest

Performance Summary

Total Return+45.01%
Annualized Return+17.36%
Volatility+9.84%
Sharpe Ratio1.56
Max Drawdown+12.91%

Holdings

Asset Allocation

Asset Class

Equity 75.0%Bonds 20.0%Precious Metals 5.0%
Holdings Details
Diversified ETF portfolio blending 75% global equities, 20% bonds, and 5% gold for balanced growth and income across markets.
AssetTypeAllocationTER
VGWD.XETRA
Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10
ETF
25.0%0.29%
XDEV.XETRA
Xtrackers MSCI World Value UCITS ETF 1C • IE00BL25JM42
ETF
20.0%0.25%
SPPE.XETRA
State Street SPDR S&P 500 UCITS ETF EUR Hedged • IE00BYYW2V44
ETF
15.0%0.05%
EXUS.XETRA
Xtrackers MSCI World ex USA UCITS ETF 1C • IE0006WW1TQ4
ETF
15.0%0.15%
IS3M.XETRA
iShares EUR Ultrashort Bond UCITS ETF EUR (Dist) • IE00BCRY6557
ETF
10.0%0.09%
EUN5.XETRA
iShares Core EUR Corporate Bond UCITS ETF (Dist) • IE00B3F81R35
ETF
5.0%0.09%
XAD1.XETRA
Xtrackers Physical Gold EUR Hedged ETC • DE000A1EK0G3
ETF
5.0%0.59%
EMBE.LSE
iShares J.P. Morgan Emerging Markets Bond EUR Hedged UCITS • IE00B9M6RS56
ETF
5.0%0.5%
Total100.0%0.22%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €14,500.77
Histogram of Monthly Returns
The portfolio had a positive return during 23 of the 29 months (79%)
Monthly Returns Heatmap
Best month: +5.9% • Worst month: -5.3% • Best year: 2025 (+17.3%) • Worst year: 2024 (+8.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.2%+3.4%-5.3%+5.9%+5.3%+0.6%+0.4%-----+13.9%
2025+4.1%+0.6%-2.7%-2.0%+3.7%+0.7%+2.0%+1.7%+2.3%+2.9%+1.3%+1.8%+17.3%
2024--+2.6%-1.5%+1.3%+1.2%+1.9%+0.3%+1.3%-0.4%+3.5%-1.9%+8.4%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +12.91% • The longest drawdown period lasted for 5 months and was between February 2025 and July 2025. It reached a trough of -12.9%.

Dividend Income

Summary
This portfolio contains 4 distributing ETFs (45.0% of total allocation)

Total Dividends Received

€415.51

48 payments

Dividend Yield

1.53%

(annualized)

Avg Per Payment

€8.66

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€96.61
2025€165.31
2024€153.59
Total€415.51

Detailed Metrics

Returns
Total Return
+45.01%
Annualized Return
+17.36%
Avg Monthly Return
+1.31%
Risk
Volatility (Annual)
+9.84%
Max Drawdown
+12.91%
Positive Months
79%
Average Drawdown
-1.5%
Risk-Adjusted
Sharpe Ratio
1.56
Risk-free rate: 2.0%
Sortino Ratio
1.49
Downside risk adjusted
Return/Volatility
1.76
Calmar Ratio
1.34
Return/Max Drawdown
Ulcer Index
2.11
Drawdown depth & duration
Martin Ratio
0.07
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€14,500.77
Backtest Period
2024-03-14 to 2026-07-10
2.3 years
Rebalancing
annual
Base Currency
EUR