2029
You'll be 36
Median scenario: 2029 · Optimistic (90th percentile): 2028
From this point, your portfolio's expected monthly growth exceeds your €500/month contribution. Compounding is now doing more for you than saving is.
2046
You'll be 53
Median scenario: 2046 · Optimistic (90th percentile): 2043
Your portfolio reaches your inflation-adjusted €750.000 target, covering €30.000/year of today's spending power.
2057
Age 65, as set above
Projected balance: €7.401.510 median (534% of your €1.385.692 target)
Optimistic (90th percentile): €14.972.602. Conservative (10th percentile): €3.756.336.