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Big Tech Max Balanced

Created byuser-julfmc

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Annual Rebalancing

EUR

Low Risk

Multi-currency

7.3yr backtest

Performance Summary

Total Return+208.93%

Annualized Return+16.69%

Volatility+9.53%

Sharpe Ratio1.54

Max Drawdown+13.89%

Holdings

Asset Allocation

Asset Class

Equity 53.8%Commodities 23.0%Precious Metals 14.2%Bonds 9.0%

Holdings Details

Tech-focused ETF portfolio pairing US and global technology stocks with gold, commodities, and managed futures hedges for growth with downside protection.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
QDVE.XETRA iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc) • IE00B3WJKG14	IE00B3WJKG14	Acc	ETF	18.0%	0.15%
IE00B42N9S52 Polar Capital Global Technology Fund I Income • IE00B42N9S52	IE00B42N9S52	Dist	FUND	15.3%	1.03%
DBMF.US iMGP DBi Managed Futures Strategy ETF • US53700T8273	US53700T8273	Dist	ETF	15.0%	0.85%
PHAU.AS WisdomTree Physical Gold EUR • JE00B1VS3770	JE00B1VS3770	Acc	ETF	14.2%	0.39%
PSQ.US ProShares Short QQQ • US74349Y8378	US74349Y8378	Dist	ETF	12.5%	0.95%
EFRN.XETRA iShares EUR Floating Rate Bond Advanced UCITS ETF EUR (Dist) • IE00BF5GB717	IE00BF5GB717	Dist	ETF	9.0%	0.1%
PDBC.US Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF • US46090F1003	US46090F1003	Dist	ETF	8.0%	0.59%
VGT.US Vanguard Information Technology Index Fund ETF Shares • US92204A7028	US92204A7028	Dist	ETF	8.0%	0.1%
Total		Total			100.0%	0.55%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €30,893.04

Histogram of Monthly Returns

The portfolio had a positive return during 64 of the 88 months (73%)

Monthly Returns Heatmap

Best month: +7.1% • Worst month: -5.2% • Best year: 2021 (+26.0%) • Worst year: 2022 (+4.4%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+3.7%	+2.8%	-1.1%	+7.0%	+7.1%	-1.1%	-4.0%	+4.8%	-	-	-	-	+20.3%
2025	+1.7%	-1.9%	-4.9%	-3.4%	+3.3%	+0.9%	+5.0%	-0.3%	+5.6%	+6.6%	-1.1%	-0.1%	+11.0%
2024	+3.6%	+2.6%	+4.1%	+0.6%	+0.6%	+5.3%	-2.9%	-1.4%	+1.0%	+2.7%	+4.0%	+2.0%	+24.4%
2023	+2.1%	+1.6%	+1.3%	-2.0%	+7.0%	+1.0%	+1.5%	+0.4%	+0.1%	+0.0%	+2.2%	+1.3%	+17.5%
2022	+0.3%	+1.1%	+3.8%	+4.5%	-2.7%	+0.1%	+2.4%	+0.9%	+0.7%	+0.1%	-5.2%	-1.2%	+4.4%
2021	+0.7%	+1.3%	+2.4%	+0.6%	-0.1%	+4.0%	+1.3%	+1.0%	-0.1%	+3.5%	+2.0%	+7.0%	+26.0%
2020	+2.9%	-2.4%	-3.5%	+4.0%	+1.6%	+1.8%	-0.2%	+3.5%	-1.4%	-1.0%	+1.0%	+2.6%	+9.0%
2019	-	-	-	-	-1.0%	+1.8%	+4.4%	+1.5%	+0.2%	-0.3%	+2.6%	+0.8%	+10.2%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +13.89% • The longest drawdown period lasted for 7 months and was between September 2022 and May 2023. It reached a trough of -9.6%.

Dividend Income

Summary

This portfolio contains 6 distributing ETFs (67.8% of total allocation)

Total Dividends Received

€3,444.67

82 payments

Dividend Yield

2.69%

(annualized)

Avg Per Payment

€42.01

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€111.30	0.39%	7
2025	€438.54	1.88%	15
2024	€564.49	2.68%	15
2023	€576.56	3.34%	12
2022	€719.60	4.44%	8
2021	€756.60	5.76%	6
2020	€60.48	0.53%	10
2019	€217.18	2.07%	9
Total	€3,444.67	2.69%	82

Detailed Metrics

Returns

Total Return

+208.93%

Annualized Return

+16.69%

Avg Monthly Return

+1.32%

Risk

Volatility (Annual)

+9.53%

Max Drawdown

+13.89%

Positive Months

73%

Average Drawdown

-2.8%

Risk-Adjusted

Sharpe Ratio

1.54

Risk-free rate: 2.0%

Sortino Ratio

1.46

Downside risk adjusted

Return/Volatility

1.75

Calmar Ratio

1.20

Return/Max Drawdown

Ulcer Index

3.63

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€30,893.04

Backtest Period

2019-05-08 to 2026-08-28
7.3 years

Rebalancing

annual

Base Currency

EUR