Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IUSQ.XETRA iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259 | ETF | 80.0% | 0.2% |
DBXK.XETRA Xtrackers Eurozone Inflation-Linked Bond UCITS ETF 1C • LU0290358224 | ETF | 20.0% | 0.15% |
| Total | 100.0% | 0.19% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.2% | +1.6% | -5.0% | +8.1% | +5.5% | +1.3% | -0.9% | - | - | - | - | - | +11.8% |
| 2025 | +3.9% | -2.1% | -6.9% | -3.5% | +5.6% | +1.1% | +4.3% | -0.4% | +2.7% | +4.1% | -0.5% | +0.3% | +8.3% |
| 2024 | +2.4% | +3.3% | +3.3% | -1.6% | +0.9% | +4.4% | +0.3% | -0.4% | +1.7% | +0.8% | +6.2% | -1.1% | +22.0% |
| 2023 | +4.2% | +0.0% | +0.3% | -0.0% | +2.2% | +3.1% | +2.4% | -0.9% | -1.7% | -3.2% | +5.4% | +3.9% | +16.5% |
| 2022 | -4.1% | -1.7% | +3.5% | -2.0% | -3.4% | -5.9% | +9.0% | -1.8% | -5.9% | +3.5% | +1.5% | -5.1% | -12.7% |
| 2021 | +1.1% | +2.3% | +5.2% | +1.2% | -0.0% | +4.0% | +1.1% | +2.6% | -1.7% | +4.1% | +0.5% | +3.2% | +26.2% |
| 2020 | -0.3% | -7.4% | -10.7% | +8.2% | +1.8% | +2.4% | +0.3% | +4.6% | -0.9% | -1.8% | +8.3% | +1.8% | +4.6% |
| 2019 | +6.8% | +2.9% | +2.2% | +3.0% | -4.3% | +3.7% | +3.3% | -1.5% | +2.6% | +0.1% | +3.5% | +1.8% | +26.4% |
| 2018 | +1.2% | -1.7% | -2.7% | +2.8% | +2.4% | +0.0% | +2.0% | +0.9% | +0.4% | -4.5% | +0.8% | -6.6% | -5.3% |
| 2017 | -0.7% | +4.3% | +0.4% | -0.5% | -0.8% | -0.7% | -0.3% | -0.3% | +1.9% | +3.3% | -0.0% | +1.2% | +7.8% |
| 2016 | -5.5% | +0.3% | +1.7% | -0.1% | +3.1% | -0.2% | +3.5% | +0.3% | +0.4% | +0.1% | +3.7% | +2.3% | +9.7% |
| 2015 | +4.7% | +5.6% | +2.5% | -1.4% | +0.9% | -3.6% | +2.1% | -7.6% | -2.7% | +8.3% | +3.2% | -4.0% | +7.1% |
| 2014 | -1.4% | +2.5% | +0.3% | +0.3% | +3.6% | +1.4% | +1.0% | +3.4% | +0.9% | +0.5% | +2.6% | +0.5% | +16.9% |
| 2013 | +1.4% | +3.0% | +2.9% | +0.3% | +1.6% | -3.4% | +2.3% | -1.8% | +2.2% | +3.3% | +1.1% | -0.2% | +13.3% |
| 2012 | +0.5% | +0.9% | -0.1% | -1.6% | -2.1% | +0.9% | +5.6% | +0.3% | +0.7% | -0.9% | +1.3% | +0.5% | +5.9% |
| 2011 | - | - | - | - | - | - | - | - | - | +0.1% | -1.1% | +1.2% | +0.2% |
Basic 80 20 returned +10.28% a year over the 15 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.