A straightforward growth portfolio with global diversification and a tech tilt. Rebalanced annually to maintain target weights.
The Strategy:
Who it's for: Long-term investors who want simple, broad market exposure with some growth punch from tech and emerging markets. The annual rebalancing keeps the portfolio on track.
Risk level: Medium. Half the portfolio is in stable global stocks, but the emerging markets and tech portions add volatility. Gold helps cushion market drops.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IUSQ.XETRA iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259 | ETF | 50.0% | 0.2% |
CEBL.XETRA iShares MSCI EM Asia UCITS ETF (Acc) • IE00B5L8K969 | ETF | 25.0% | 0.2% |
XDWT.XETRA Xtrackers MSCI World Information Technology UCITS ETF 1C • IE00BM67HT60 | ETF | 15.0% | 0.25% |
EGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 10.0% | 0.12% |
| Total | 100.0% | 0.20% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.3% | +2.6% | -7.0% | +10.3% | - | - | - | - | - | - | - | - | +8.7% |
| 2025 | +3.4% | -1.6% | -5.7% | -3.6% | +5.9% | +1.8% | +5.0% | -0.4% | +5.4% | +5.7% | -1.3% | +0.5% | +15.3% |
| 2024 | +1.8% | +3.9% | +3.9% | -0.6% | +1.5% | +6.2% | -0.7% | -0.4% | +3.2% | +1.1% | +4.2% | -0.0% | +26.4% |
| 2023 | +6.1% | -1.1% | +2.0% | -1.4% | +3.7% | +2.3% | +3.0% | -1.7% | -1.8% | -2.4% | +5.6% | +3.1% | +18.3% |
| 2022 | -4.0% | -1.7% | +2.2% | -1.6% | -3.5% | -4.4% | +6.9% | -1.1% | -6.6% | +0.4% | +3.7% | -4.9% | -14.4% |
| 2021 | +2.3% | +1.3% | +3.5% | +1.0% | -0.1% | +4.3% | -0.6% | +2.8% | -2.0% | +3.9% | +1.0% | +2.8% | +21.9% |
| 2020 | -0.5% | -5.9% | -8.5% | +9.1% | +1.0% | +4.4% | +1.5% | +4.7% | -0.7% | -1.2% | +6.2% | +2.9% | +12.3% |
| 2019 | +7.6% | +3.2% | +2.8% | +3.0% | -5.4% | +4.4% | +3.3% | -1.3% | +2.4% | +0.7% | +3.6% | +3.1% | +30.4% |
| 2018 | +2.1% | -1.8% | -2.9% | +2.7% | +3.7% | -1.7% | +1.4% | +1.5% | -0.1% | -5.3% | +1.1% | -6.0% | -5.7% |
| 2017 | +1.0% | +5.3% | +1.2% | -0.4% | -0.2% | -1.2% | +0.2% | +0.6% | +1.4% | +4.6% | -0.6% | +1.3% | +13.8% |
| 2016 | - | - | - | - | - | - | - | - | - | - | +0.1% | +1.1% | +1.3% |