Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SYBJ.XETRA State Street SPDR Bloomberg Euro High Yield Bond UCITS ETF EUR Unhedged (Dist) • IE00B6YX5M31 | ETF | 5.0% | 0.4% |
IUS7.XETRA iShares J.P. Morgan USD Emerging Markets Bond UCITS ETF (Dist) • IE00B2NPKV68 | ETF | 5.0% | 0.45% |
VUCP.XETRA Vanguard USD Corporate Bond UCITS ETF Distributing • IE00BZ163K21 | ETF | 5.0% | 0.07% |
VGEB.XETRA Vanguard EUR Eurozone Government Bond UCITS ETF Distributing • IE00BZ163H91 | ETF | 5.0% | 0.07% |
LDCE.XETRA PIMCO Advantage Euro Low Duration Corporate Bond UCITS ETF Dist • IE00BP9F2J32 | ETF | 5.0% | 0.25% |
VECP.XETRA Vanguard EUR Corporate Bond UCITS ETF (EUR) Distributing • IE00BZ163G84 | ETF | 5.0% | 0.07% |
FEUD.LSE First Trust Eurozone AlphaDEX UCITS ETF B Dist • IE00BF2FL590 | ETF | 5.0% | 0.65% |
UKRE.LSE iShares MSCI Target UK Real Estate UCITS ETF • IE00BRHZ0398 | ETF | 5.0% | 0.4% |
WTES.XETRA WisdomTree Europe SmallCap Dividend UCITS ETF • IE00BQZJC527 | ETF | 5.0% | 0.38% |
EHDV.XETRA Invesco EURO STOXX High Dividend Low Volatility UCITS ETF • IE00BZ4BMM98 | ETF | 5.0% | 0.3% |
EXSH.F iShares STOXX Europe Select Dividend 30 UCITS ETF (DE) • DE0002635299 | ETF | 5.0% | 0.32% |
IDVY.AS iShares Euro Dividend UCITS ETF • IE00B0M62S72 | ETF | 5.0% | 0.4% |
TRDE.XETRA Invesco US Treasury Bond 7-10 Year UCITS ETF EUR Hedged Dist • IE00BF2FN869 | ETF | 5.0% | 0.1% |
EUHI.XETRA PIMCO Advantage Euro Short-Term High Yield Corporate Bond UCITS ETF (Dist) • IE00BD8D5H32 | ETF | 5.0% | 0.45% |
FLXD.XETRA Franklin European Quality Dividend UCITS ETF (Dist) • IE00BF2B0L69 | ETF | 5.0% | 0.25% |
IUKP.LSE iShares UK Property UCITS ETF • IE00B1TXLS18 | ETF | 5.0% | 0.4% |
WTEE.XETRA WisdomTree Europe Equity Income UCITS ETF • IE00BQZJBX31 | ETF | 5.0% | 0.29% |
XHYG.XETRA Xtrackers EUR High Yield Corporate Bond UCITS ETF 1D • LU1109942653 | ETF | 5.0% | 0.2% |
D500.XETRA Invesco S&P 500 UCITS ETF Dist • IE00BYML9W36 | ETF | 5.0% | 0.05% |
IQQY.XETRA iShares Core MSCI Europe UCITS ETF EUR (Dist) • IE00B1YZSC51 | ETF | 5.0% | 0.12% |
| Total | 100.0% | 0.28% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.9% | +2.4% | -4.3% | +3.5% | +1.9% | +0.9% | +1.4% | +0.3% | +0.1% | - | - | - | +8.2% |
| 2025 | +3.1% | +2.0% | -0.9% | +0.2% | +3.3% | -0.1% | +1.3% | +0.0% | +0.9% | +1.2% | +0.8% | +1.4% | +14.0% |
| 2024 | +0.3% | -0.8% | +3.2% | -0.7% | +2.3% | -0.7% | +2.4% | +0.3% | +1.0% | -1.9% | +1.5% | -0.8% | +6.0% |
| 2023 | +4.1% | +0.3% | -1.6% | +1.2% | -1.2% | +0.4% | +2.0% | -1.1% | -1.2% | -2.4% | +5.1% | +3.9% | +9.6% |
| 2022 | -1.5% | -3.2% | +0.5% | -1.6% | -1.1% | -6.6% | +5.5% | -4.0% | -6.0% | +3.2% | +3.7% | -2.0% | -13.0% |
| 2021 | -0.3% | +1.5% | +4.1% | +0.4% | +1.6% | +0.8% | +2.1% | +1.4% | -2.3% | +1.9% | -0.5% | +3.1% | +14.5% |
| 2020 | - | - | - | - | - | - | - | +0.3% | -1.6% | -1.9% | +8.4% | +1.5% | +6.5% |
Balanced Dividend Growth returned +7.16% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.
Total Dividends Received
€2,443.90
716 payments
Dividend Yield
3.37%
(annualized)
Avg Per Payment
€3.41
per event
All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.
| Year | Dividends |
|---|---|
| 2026 | €362.24 |
| 2025 | €530.75 |
| 2024 | €488.95 |
| 2023 | €397.96 |
| 2022 | €332.53 |
| 2021 | €264.30 |
| 2020 | €67.16 |
| Total | €2,443.90 |