Home PortfoliosBérengère AV

Bérengère AV

Created byuser-9qu4v8

None Rebalancing

EUR

Low Risk

1.3yr backtest

Performance Summary

Total Return+26.29%

Annualized Return+19.89%

Volatility+9.55%

Sharpe Ratio1.87

Max Drawdown+7.16%

Holdings

Asset Allocation

Asset Class

Equity 45.0%Bonds 30.0%Precious Metals 25.0%

Holdings Details

Diversified ETF portfolio blending global stocks, European bonds, and gold for balanced exposure across equities, fixed income, and precious metals.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
LYQ2.XETRA Amundi Euro Government Bond 1-3Y UCITS ETF Acc • LU1650487413	LU1650487413	Acc	ETF	30.0%	0.15%
EUNL.XETRA iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983	IE00B4L5Y983	Acc	ETF	30.0%	0.2%
GLDA.F Amundi Physical Gold ETC C EUR • FR0013416716	FR0013416716	Acc	ETC	25.0%	0.12%
5J50.XETRA iShares Global Aerospace & Defence UCITS ETF USD (Acc) • IE000U9ODG19	IE000U9ODG19	Acc	ETF	8.0%	0.35%
L0CK.XETRA iShares Digital Security UCITS ETF USD (Acc) • IE00BG0J4C88	IE00BG0J4C88	Acc	ETF	7.0%	0.4%
Total		Total			100.0%	0.19%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €12,629.28

Histogram of Monthly Returns

The portfolio had a positive return during 13 of the 17 months (76%)

Monthly Returns Heatmap

Best month: +4.1% • Worst month: -5.1% • Best year: 2025 (+16.8%) • Worst year: 2026 (+8.1%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+3.6%	+2.6%	-5.1%	+2.8%	+2.9%	-2.1%	+0.1%	+3.4%	-	-	-	-	+8.1%
2025	-	-	-	+0.8%	+3.3%	-0.2%	+2.7%	+0.4%	+4.1%	+3.5%	-0.1%	+1.4%	+16.8%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +7.16% • The longest drawdown period lasted for 5 months and was between March 2026 and August 2026. It reached a trough of -7.2%.

Detailed Metrics

Returns

Total Return

+26.29%

Annualized Return

+19.89%

Avg Monthly Return

+1.41%

Risk

Volatility (Annual)

+9.55%

Max Drawdown

+7.16%

Positive Months

76%

Average Drawdown

-1.6%

Risk-Adjusted

Sharpe Ratio

1.87

Risk-free rate: 2.0%

Sortino Ratio

1.96

Downside risk adjusted

Return/Volatility

2.08

Calmar Ratio

2.78

Return/Max Drawdown

Ulcer Index

1.92

Drawdown depth & duration

Martin Ratio

0.09

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€12,629.28

Backtest Period

2025-04-24 to 2026-08-07
1.3 years

Rebalancing

none

Base Currency

EUR