HomePortfoliosautoinvest with bonds

autoinvest with bonds

20% bonds

Optimize
None Rebalancing
EUR
Moderate Risk
Multi-currency
4.8yr backtest

Performance Summary

Total Return+70.83%
Annualized Return+11.88%
Volatility+12.36%
Sharpe Ratio0.80
Max Drawdown+17.52%

Holdings

Asset Allocation

Asset Class

Equity 76.0%Money Market 24.0%
Holdings Details
A diversified ETF portfolio blending 76% global & European equities with 24% money market for balanced growth and stability.
AssetTypeAllocationTER
MEUD.PA
Amundi Core Stoxx Europe 600 UCITS ETF AccLU0908500753
ETF
27.0%0.07%
SPYI.XETRA
SPDR MSCI All Country World Investable Market UCITS ETF (Acc)IE00B3YLTY66
ETF
27.0%0.17%
XEON.XETRA
Xtrackers II EUR Overnight Rate Swap UCITS ETF 1CLU0290358497
ETF
24.0%0.1%
IWMO.LSE
iShares Edge MSCI World Momentum Factor UCITS ETF (Acc)IE00BP3QZ825
ETF
11.0%0.25%
SEC0.XETRA
iShares MSCI Global Semiconductors UCITS ETF USD (Acc)IE000I8KRLL9
ETF
11.0%0.35%
Total100.0%0.15%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €17,083.43
Histogram of Monthly Returns
The portfolio had a positive return during 35 of the 58 months (60%)
Monthly Returns Heatmap
Best month: +12.4% • Worst month: -6.1% • Best year: 2026 (+17.9%) • Worst year: 2022 (-11.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.4%+2.1%-6.1%+12.4%+4.7%-------+17.9%
2025+3.9%-0.9%-5.9%-2.1%+5.5%+1.5%+2.2%+0.2%+3.5%+4.8%-0.6%+1.5%+13.9%
2024+2.4%+3.9%+3.5%-1.6%+2.2%+3.2%-1.1%-0.4%+0.6%-0.7%+3.4%-0.0%+16.3%
2023+4.5%+0.9%+0.5%-0.3%+1.8%+2.5%+1.8%-1.2%-1.4%-2.9%+5.5%+4.0%+16.6%
2022-4.6%-1.5%+2.3%-2.6%-1.4%-6.1%+6.7%-2.4%-5.0%+3.6%+3.2%-3.7%-11.7%
2021-------+0.5%-1.8%+4.0%+0.6%+2.9%+6.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +17.52% • The longest drawdown period lasted for 1 year and 11 months and was between January 2022 and December 2023. It reached a trough of -15.2%.

Detailed Metrics

Returns
Total Return
+70.83%
Annualized Return
+11.88%
Avg Monthly Return
+0.99%
Risk
Volatility (Annual)
+12.36%
Max Drawdown
+17.52%
Positive Months
60%
Average Drawdown
-4.6%
Risk-Adjusted
Sharpe Ratio
0.80
Risk-free rate: 2.0%
Sortino Ratio
0.76
Downside risk adjusted
Return/Volatility
0.96
Calmar Ratio
0.68
Return/Max Drawdown
Ulcer Index
5.65
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
17,083.43
Backtest Period
2021-08-06 to 2026-05-15
4.8 years
Rebalancing
none
Base Currency
EUR