HomePortfoliosARGA Dividend + gold + World

ARGA Dividend + gold + World

Created byuser-xi07wn
Optimize FIRE Projection
Annual Rebalancing
EUR
Low Risk
5.1yr backtest

Performance Summary

Total Return+126.12%
Annualized Return+17.22%
Volatility+9.99%
Sharpe Ratio1.52
Max Drawdown+12.89%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Precious Metals 15.0%Bonds 5.0%
Holdings Details
Diversified global ETF portfolio targeting dividend income with 60% equities, 15% gold, and 5% bonds for balanced growth and stability.
AssetTypeAllocationTER
VGWD.XETRA
Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10
ETF
20.0%0.29%
LGGE.F
L&G Europe ex-UK Quality Dividends Equal Weight UCITS ETF EUR Dist • IE00BMYDM919
ETF
20.0%0.25%
VDIV.XETRA
VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594
ETF
20.0%0.38%
PPFB.XETRA
iShares Physical Gold ETC • IE00B4ND3602
ETF
15.0%0.12%
IS3S.XETRA
iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59
ETF
10.0%0.25%
XDW0.XETRA
Xtrackers MSCI World Energy UCITS ETF 1C 1C • IE00BM67HM91
ETF
10.0%0.25%
IEAA.LSE
iShares Core EUR Corporate Bond UCITS ETF (Acc) • IE00BF11F565
ETF
5.0%0.09%
Total100.0%0.26%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €22,612.2
Histogram of Monthly Returns
The portfolio had a positive return during 45 of the 63 months (71%)
Monthly Returns Heatmap
Best month: +6.4% • Worst month: -7.1% • Best year: 2025 (+25.5%) • Worst year: 2022 (+7.9%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+5.6%+5.8%-2.2%+2.0%+1.8%-1.1%+3.5%+2.6%+0.7%---+20.1%
2025+6.1%+2.6%-0.1%-3.3%+3.1%-0.5%+3.1%+1.7%+2.4%+2.8%+2.8%+2.5%+25.5%
2024+1.6%+0.8%+5.5%+0.5%+1.3%-0.1%+2.6%-0.2%+1.2%+1.0%+2.8%-1.8%+16.1%
2023+3.7%+0.1%-1.8%+1.1%-1.2%+1.4%+3.3%-0.9%+0.7%-1.9%+3.0%+3.1%+10.7%
2022+3.2%-0.4%+4.1%+1.3%+1.4%-7.1%+4.4%-0.8%-5.0%+6.4%+3.6%-2.6%+7.9%
2021------+0.4%+1.0%+0.3%+2.8%-1.2%+4.9%+8.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +12.89% • The longest drawdown period lasted for 5 months and was between June 2022 and November 2022. It reached a trough of -9.7%.
When could this portfolio get you to financial independence?

ARGA Dividend + gold + World returned +17.22% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 3 distributing ETFs (60.0% of total allocation)

Total Dividends Received

€1,705.36

61 payments

Dividend Yield

2.32%

(annualized)

Avg Per Payment

€27.96

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€289.25
2025€368.19
2024€336.22
2023€325.77
2022€276.10
2021€109.82
Total€1,705.36

Detailed Metrics

Returns
Total Return
+126.12%
Annualized Return
+17.22%
Avg Monthly Return
+1.34%
Risk
Volatility (Annual)
+9.99%
Max Drawdown
+12.89%
Positive Months
71%
Average Drawdown
-1.9%
Risk-Adjusted
Sharpe Ratio
1.52
Risk-free rate: 2.0%
Sortino Ratio
1.38
Downside risk adjusted
Return/Volatility
1.72
Calmar Ratio
1.34
Return/Max Drawdown
Ulcer Index
2.38
Drawdown depth & duration
Martin Ratio
0.06
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€22,612.2
Backtest Period
2021-07-16 to 2026-09-04
5.1 years
Rebalancing
annual
Base Currency
EUR