HomePortfoliosAll around portfolio + gold.

All around portfolio + gold.

Created byuser-0yas8g
Optimize
Annual Rebalancing
EUR
Moderate Risk
9.4yr backtest

Performance Summary

Total Return+198.48%
Annualized Return+12.33%
Volatility+12.89%
Sharpe Ratio0.80
Max Drawdown+31.49%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Precious Metals 10.0%
Holdings Details
Diversified all-around portfolio with global ETFs for growth and dividends, plus gold for protection and hedge against volatility.
AssetTypeAllocationTER
XDWL.XETRA
Xtrackers MSCI World UCITS ETF 1D • IE00BK1PV551
ETF
50.0%0.12%
TDIV.AS
VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594
ETF
40.0%0.38%
EGLN.LSE
iShares Physical Gold ETC • IE00B4ND3602
ETF
10.0%0.12%
Total100.0%0.22%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €29,847.56
Histogram of Monthly Returns
The portfolio had a positive return during 75 of the 114 months (66%)
Monthly Returns Heatmap
Best month: +8.9% • Worst month: -11.2% • Best year: 2021 (+28.0%) • Worst year: 2018 (-5.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.2%+3.7%-3.6%+3.8%--------+7.1%
2025+5.3%+0.9%-4.0%-3.4%+4.4%-0.5%+3.7%+1.0%+2.7%+3.5%+2.0%+1.6%+18.3%
2024+2.7%+1.8%+5.0%-0.9%+1.8%+1.7%+2.0%-0.2%+2.1%+0.9%+5.1%-0.9%+22.9%
2023+4.4%+0.4%-1.1%+0.6%+0.6%+2.6%+2.8%-1.1%-0.5%-2.6%+4.7%+3.9%+15.3%
2022-0.2%-0.6%+4.4%+0.1%-1.0%-6.0%+6.1%-1.3%-4.7%+4.6%+2.4%-3.0%+0.1%
2021+0.5%+2.7%+6.6%+0.1%+1.6%+2.3%+1.6%+2.1%-1.4%+3.4%+0.3%+5.3%+28.0%
2020-0.1%-7.9%-11.2%+7.6%+1.5%+1.9%-1.1%+4.7%-1.5%-2.5%+8.9%+1.6%+0.1%
2019+6.7%+3.4%+2.2%+2.9%-4.8%+4.0%+2.5%-1.2%+3.8%+0.1%+3.0%+1.3%+26.1%
2018+0.7%-2.3%-3.0%+3.5%+1.9%-0.1%+2.4%+0.4%+1.1%-3.2%+0.1%-6.1%-5.0%
2017-0.4%+4.5%+0.5%-1.1%-1.1%-1.4%-1.0%-0.7%+3.0%+2.1%-0.4%+1.0%+5.0%
2016----------+0.2%+3.0%+3.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +31.49% • The longest drawdown period lasted for 11 months and was between February 2020 and February 2021. It reached a trough of -31.5%.

Dividend Income

Summary
This portfolio contains 2 distributing ETFs (90.0% of total allocation)

Total Dividends Received

€3,831.42

63 payments

Dividend Yield

2.53%

(annualized)

Avg Per Payment

€60.82

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€82.01
2025€573.10
2024€557.40
2023€510.51
2022€463.53
2021€434.11
2020€316.79
2019€343.89
2018€263.32
2017€286.75
Total€3,831.42

Detailed Metrics

Returns
Total Return
+198.48%
Annualized Return
+12.33%
Avg Monthly Return
+1.01%
Risk
Volatility (Annual)
+12.89%
Max Drawdown
+31.49%
Positive Months
66%
Average Drawdown
-3.5%
Risk-Adjusted
Sharpe Ratio
0.80
Risk-free rate: 2.0%
Sortino Ratio
0.72
Downside risk adjusted
Return/Volatility
0.96
Calmar Ratio
0.39
Return/Max Drawdown
Ulcer Index
5.13
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€29,847.56
Backtest Period
2016-11-28 to 2026-04-24
9.4 years
Rebalancing
annual
Base Currency
EUR